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　　In order to further optimize the allocation structure of insurance assets, improve the quality and efficiency of insurance funds in serving the real economy, and prevent investment risks, China Banking and Insurance Regulatory Commission recently revised and issued the Notice on Insurance Funds Investing in Related Financial Products (hereinafter referred to as the Notice).

　　The "Notice" consists of seventeen articles, and the main amendments include:

　　First, broaden the scope of investable financial products. Incorporate wealth management products of wealth management companies, single asset management plans and debt-to-equity swap investment plans into the scope of investable financial products, and further improve the allocation structure of insurance assets.

　　The second is to implement the main responsibility. It is clear that an insurance asset management company should undertake active management responsibilities such as due diligence, investment decision-making and post-investment management when entrusted to invest in financial products. Cancel the external credit rating requirements for insurance funds to invest in credit asset-backed securities, asset-backed special plans and other products, and guide institutions to implement the main responsibility of risk management.

　　The third is to strengthen the penetration of regulatory requirements. For some financial products, insurance institutions are required to have the corresponding investment management capabilities according to the nature of the underlying assets of the products, and to manage them according to the types of the underlying assets, so as to truly reflect the risks of investment assets.

　　The fourth is to standardize the behavior of investing in a single asset management product. For insurance companies to invest in a single asset management plan and private wealth management products issued to a single investor, it is required to improve the selection criteria and procedures for investment managers, carefully formulate investment guidelines, and maintain asset safety.

　　The fifth is to improve the post-investment management requirements. Insurance institutions are required to clarify the post-investment management responsibilities of investment financial products, equip with professional post-investment management personnel, regularly track the investment situation, and take effective measures to control related risks.

　　The promulgation and implementation of the Notice is conducive to better meeting the needs of diversified allocation of insurance assets and providing long-term stable financial support for the capital market. In the next step, China Banking and Insurance Regulatory Commission will continue to improve the regulatory policy system, intensify market-oriented reforms, guide insurance funds to give full play to their long-term investment advantages, and serve high-quality economic development.

　　The person in charge of the relevant departments in China Banking and Insurance Regulatory Commission, China answered the reporter’s question on the Notice on Insurance Funds Investing in Financial Products.

　　In order to further optimize the allocation structure of insurance assets, improve the quality and efficiency of insurance funds in serving the real economy, and prevent investment risks, China Banking and Insurance Regulatory Commission recently revised and issued the Notice on Insurance Funds Investing in Related Financial Products (hereinafter referred to as the Notice). The heads of relevant departments in China Banking and Insurance Regulatory Commission, China, answered reporters’ questions on relevant issues.

　　1. What is the revision background of the Notice?

　　Financial products are an important part of insurance asset allocation. In recent years, according to the principle of system first, the scope and variety of investable financial products have been gradually broadened in the field of insurance fund application, especially after the release and implementation of the original investment financial products policy in 2012, the scale of insurance fund investment financial products has been increasing. By the end of December, 2021, the scale of financial products invested by insurance funds was 1.72 trillion yuan, accounting for 7.39% of the balance of funds used. The varieties covered commercial bank wealth management products, collective fund trusts, credit asset-backed securities, asset-backed special plans, etc., and the allocation structure of insurance assets was further improved.

　　With the rapid development of China’s financial market, financial products such as wealth management products of wealth management companies are constantly emerging, and their risk-return characteristics meet the needs of insurance fund allocation, and the industry has a strong willingness to allocate. At the same time, with the promulgation and implementation of the "Notice on Optimizing the Supervision of Insurance Institutions’ Investment Management Capability" and other policies, the regulatory requirements for financial product investment concentration ratio and investment management capability have been adjusted, which need to be clarified from the system. In addition, the regulatory requirements of the original policy in financial product decision-making process and post-investment management need to be further strengthened. Therefore, it is necessary to revise the Notice in light of the new situation and situation.

　　Second, what ideas have been followed in the revision of the Notice?

　　When I revised the Notice, I followed the following ideas: First, I adhered to the combination of problem orientation and goal orientation. Focus on the asset allocation pressure and problems faced by the industry, and according to the development of the financial market, bring financial products with risk-return characteristics that meet the needs of insurance funds into the investment scope to meet the needs of diversified investment and improve the quality and efficiency of serving the real economy.

　　The second is to adhere to the combination of implementing the main responsibility and improving the regulatory requirements. On the one hand, we will compact the main responsibility of institutions, guide and strengthen investment capacity building, and prudently and steadily carry out investment. On the other hand, improve the regulatory requirements for counterparties, basic assets, related transactions and other aspects to prevent investment risks.

　　Third, adhere to the combination of system innovation and overall coordination. Pay attention to strengthening the top-level design of system construction, strengthen the coordination with policies such as entrusted investment management, insurance asset management products, pooled fund trust and investment supervision ratio, and improve the quality and efficiency of supervision.

　　3. What are the scope of financial products to which the Notice applies?

　　The Notice regulates the investment of insurance funds in financial products issued by non-insurance financial institutions, and the products involved include asset management products and asset securitization products issued by commercial banks or wealth management companies, trust companies, financial asset investment companies, securities companies, securities asset management companies, securities investment fund management companies and other financial institutions according to law.

　　Compared with before the revision, the Notice deleted the infrastructure investment plan, real estate investment plan, asset support plan and their related requirements issued by the insurance fund investment insurance asset management company. The main consideration is that in recent years, the regulatory authorities have successively issued policies such as Interim Measures for the Management of Insurance Asset Management Products, Notice on Printing and Distributing Three Detailed Rules for the Implementation of Combined Insurance Asset Management Products, and Interim Measures for the Business Management of Asset Support Plans, which further improved the management and operation regulations of related products. At the same time, according to the regulatory requirements, insurance asset management companies should have corresponding product management capabilities when issuing products. Therefore, for the products issued by insurance asset management companies, insurance institutions can make investments if they meet the requirements of investor qualifications in product management regulations, which is conducive to rationalizing the supervision mechanism of insurance funds investing in insurance asset management products and other financial products.

　　4. What are the main amendments to the Notice?

　　There are 17 articles in the revised Notice, five articles more than the original policy, thirteen articles revised and seven articles deleted. The main revisions include:

　　First, broaden the scope of investable financial products. Incorporate wealth management products of wealth management companies, single asset management plans and debt-to-equity swap investment plans into the scope of investable financial products, and further improve the allocation structure of insurance assets.

　　The second is to implement the main responsibility. It is clear that an insurance asset management company should undertake active management responsibilities such as due diligence, investment decision-making and post-investment management when entrusted to invest in financial products. Cancel the external credit rating requirements for insurance funds to invest in credit asset-backed securities, asset-backed special plans and other products, and guide institutions to implement the main responsibility of risk management.

　　The third is to strengthen the penetration of regulatory requirements. For some financial products, insurance institutions are required to have the corresponding investment management capabilities according to the nature of the underlying assets of the products, and to manage them according to the types of the underlying assets, so as to truly reflect the risks of investment assets.

　　The fourth is to standardize the behavior of investing in a single asset management product. For insurance companies to invest in a single asset management plan and private wealth management products issued to a single investor, it is required to improve the selection criteria and procedures for investment managers, carefully formulate investment guidelines, and maintain asset safety.

　　The fifth is to improve the post-investment management requirements. Insurance institutions are required to clarify the post-investment management responsibilities of investment financial products, equip with professional post-investment management personnel, regularly track the investment situation, and take effective measures to control related risks.

　　V. How does the Notice connect with the entrusted investment management business of insurance funds?

　　The Interim Measures for the Administration of Entrusted Investment of Insurance Funds issued in 2012 stipulates that qualified securities companies and fund management companies can be entrusted with insurance funds to carry out related asset management business. After the new asset management regulations and the regulatory rules of private equity management business of securities and futures institutions were issued, securities companies and fund management companies started private equity management business by setting up private equity management plans. In order to adapt to the development of the market situation, the Notice added a single asset management plan to the scope of investable financial products, and simultaneously deleted the relevant requirements of securities companies and fund management companies as investment managers in the revised Measures for the Administration of Entrusted Investment of Insurance Funds.

　　The Notice stipulates the conditions that a securities asset management company should have to manage insurance funds. In practice, some securities companies have newly established securities asset management companies to carry out asset management business. In order to promote the smooth transition of related businesses and increase support for the capital market, the qualification period and management scale of asset management subsidiaries of securities companies that have been established with the approval of the State Council securities regulatory authorities and have not exhibited for three years can be calculated continuously with the parent company of the securities company; Due to mergers and acquisitions, risk disposal and other reasons, if the newly established company undertakes the qualification of private asset management business of the original securities company, the qualification period and management scale of asset management business can be calculated continuously with the original company.

　　Cctv news(Reporter Wang Henan, reporter from Zhao Jin): Recently, the Criminal Investigation Brigade of Tiefeng Branch of Qiqihar Public Security Bureau cracked a fraud case posing as a customer service staff of a recruitment website and arrested two suspects.

　　On May 1st, the Criminal Investigation Brigade of Tiefeng Branch received a report from Ms. Zhang that in the process of job hunting, she was cheated by a customer service staff posing as a recruitment website and was cheated by 50,000 yuan. After receiving the alarm, the anti-fraud police continuously tracked suspicious online records and finally locked the identity of the suspect. On the afternoon of the same day, after strict investigation and control, the police handling the case arrested two suspects, Li and Huang, in an office building in the jurisdiction.

　　After investigation, since April, the criminal suspects Li and Huang have jointly set up a so-called billing business company, pretending to be the customer service staff of a recruitment website, using the purchased anonymous calling card to randomly call customers to attract customers to add online friends, and then using fake shopping website links to help customers engage in billing business and advance payment, thus defrauding customers’ funds. In less than a month, Li and Huang committed more than 20 crimes in this way and made illegal profits of more than 800,000 yuan.

　　At present, two suspects have been taken compulsory measures according to law, and the case is under further investigation.

1905 movie network news On September 15th, local time, Justin Bieber and his beloved wife, Hayley Baldwin, appeared on the street in Hollywood, USA. On the same day, Bieber wore a Barbie pink sportswear and a wool hat to show his boyish heart. Haley reappeared in a long black sweater. The rose pattern on the back of the sweater echoes the new rose tattoo on her husband’s neck, showing love and sweetness.

Bieber and his wife are standing on the street, chatting happily, and their eyes are full of tenderness and indulgence, which is intoxicating. However, the next second, I found that Bieber, a paparazzi, changed his face in seconds, and his small eyes and fierce milk scanned the camera fiercely. The contrast before and after was too obvious, which caused a heated discussion. Some netizens even ridiculed Bieber as a master of changing his face!

On the 1st of February, earlier this afternoon, the company announced the "report card" of January: 32,973 new cars were delivered, which won the first monthly sales champion of new power brands. For details, please refer to the previous report of IT House.

Soon after, Yu Chengdong forwarded the delivery information released by AITO Auto Official Micro, mocking himself that "Yu Da Kou" became "Yu Xiao Kou".

Yu Chengdong also shouted to his partners: "Brothers go all out to cheer!"

The delivery of new M7 reached a new high. Since its listing in September, 2023, the new M7 in Wenjie has accumulated more than 140,000 vehicles.

A few days ago, some owners of M5/M7 in AITO were pushed the V3.3.8 version of intelligent driving, which brought the long-delayed "map-free NCA", that is, the auxiliary function of intelligent driving in urban areas wIThout relying on high-precision maps. At present, it friends have received the push.

In addition to "NCA without Map", this version also includes the following updates:

　　Sino-Singapore Jingwei client April 4 (Wei Wei) Every Friday, there will be major events. On April 3, the central bank released two heavy news. First, it lowered the deposit reserve ratio for small and medium-sized banks by 1 percentage point and released long-term funds. About 400 billion yuan; Second, since April 7, the interest rate of excess deposit reserve of financial institutions in the central bank has been lowered from 0.72% to 0.35%.

　　Less than 20 days later, the central bank announced the targeted cuts to required reserve ratios again, and after a lapse of 12 years, it resumed lowering the interest rate of excess deposit reserve. What is the significance behind the central bank? What impact will it have on the people’s money bags?

　　Small and medium-sized banks were selected for the third RRR cut during the year.

　　It is reported that this RRR cut is the third RRR cut during the year. On January 1 and March 16 this year, the central bank conducted a comprehensive RRR cut and a inclusive finance targeted cuts to required reserve ratios respectively, which released 800 billion yuan and 550 billion yuan respectively.

　　Only after more than half a month, the central bank once again to the small and medium-sized bank targeted cuts to required reserve ratios. The specific content is to reduce the deposit reserve ratio by 1 percentage point for rural credit cooperatives, rural commercial banks, rural cooperative banks, rural banks and city commercial banks operating only in provincial administrative areas, and implement it twice on April 15 and May 15, with each reduction of 0.5 percentage point, releasing a total of about 400 billion yuan of long-term funds. According to the introduction of the central bank, after the RRR cut, the deposit reserve ratio of more than 4,000 small and medium-sized deposit-taking financial institutions dropped to 6%.

　　On March 31st, the the State Council executive meeting decided to further strengthen the inclusive financial support measures for small and medium-sized enterprises, including further implementing the targeted cuts to required reserve ratios for small and medium-sized banks, and guiding small and medium-sized banks to provide loans to small and medium-sized enterprises with a wide range of preferential interest rates.

　　"This RRR cut is the third RRR cut this year. Such a high-frequency RRR cut not only reflects the gradual exertion of countercyclical regulation, but also shows the urgency of epidemic prevention and control and economic recovery and development." Wen Bin, chief researcher of China Minsheng Bank, told Zhongxin Jingwei client.

　　Why did small and medium-sized banks choose this RRR cut? Wen Bin explained that on the one hand, due to the large number of small and medium-sized banks, the number of them accounts for 99% in the banking system, and they are rooted in the grassroots and are inherently inclusive, which is an unattainable force for serving small and medium-sized enterprises at the grassroots level; On the other hand, on March 16th, targeted cuts to required reserve ratios, both large banks and joint-stock banks received a large degree of preferential reserve ratio, so this targeted cuts to required reserve ratios targeted at small and medium-sized banks. The release of long-term funds through this RRR cut will help support small and medium-sized banks to better focus on their main business, increase credit supply to small and medium-sized enterprises, reduce financing costs, and achieve accurate relief.

　　Li Qilin, chief economist of Yuekai Securities and president of the research institute, analyzed that in 2018-2019, the supervision continued to strengthen the importance of inclusive finance, and after the inclusive finance loan requirements were put forward for banking financial institutions, all banks and small banks were making efforts in inclusive finance business. However, big banks have cheaper liabilities, are more willing to invest, and can quote lower loan interest rates to small and micro enterprises. In contrast, the competitiveness of small banks is obviously weaker, and it is more difficult to achieve regulatory targets. Now targeted cuts to required reserve ratios, plus the previous refinancing and rediscounting of more than one trillion yuan, can make small and medium-sized banks have enough cheap debts, give them more chips to serve small and micro enterprises and other inclusive customers, and better compete with big banks.

　　However, Li Qilin further expressed his concern about the risk of lending. He believed that for some small banks in areas with underdeveloped economy and few customers of high-quality small and micro enterprises, they may not be willing to expand their risk exposure and lend to high-risk enterprises even if they have more cheap debts. However, the RRR cut has at least diluted the debt cost of these banks, protected their interest margins and profits, and made them better cope with the risks brought by the deterioration of asset quality in the depressed economic environment.

　　Reduce the excess reserve interest rate after 12 years.

　　What is the excess reserve interest rate? The central bank explained that the excess reserve is the money that deposit-taking financial institutions voluntarily deposit in the central bank after paying the statutory reserve, which is at the discretion of banks and can be used for liquidation and cash withdrawal at any time. The People’s Bank of China pays interest on the excess reserve, and its interest rate is the excess reserve interest rate.

　　In fact, the last time the interest rate of excess reserve was lowered was back to 2008, when the interest rate was lowered from 0.99% to 0.72%, and it has not been adjusted since then. The central bank said that lowering the interest rate of excess reserve from 0.72% to 0.35% this time can promote banks to improve the efficiency of capital use and promote banks to better serve the real economy, especially small and medium-sized enterprises.

　　"This tool is mainly to force commercial banks to increase credit supply. The excess reserve interest rate is the rate of return that banks get by putting their deposits in the central bank. Now the decline of this interest rate actually encourages banks not to put all their money in the central bank, but to lend their money out to support the real economy. The European Central Bank’s excess reserve interest rate is negative, which means that banks have to charge for putting money in the central bank. In fact, it is also to force banks to lend. " Ming Ming, deputy director of CITIC Securities Research Institute, analyzed the Sino-Singapore Jingwei client.

　　Wang Qing, chief macro analyst of Oriental Jincheng, explained that it is generally believed that the excess deposit reserve interest rate (also known as "excess deposit interest rate") is the lower limit of the interest rate corridor in China. Considering that the 7-day reverse repurchase interest rate and MLF interest rate in the previous policy interest rate system have been adjusted 2-3 times, the reduction of the over-reserve interest rate reflects the linkage of the policy interest rate system to a certain extent, which is helpful to maintain the orderly operation of the interest rate corridor.

　　Wang Qing also believes that the central bank’s sharp reduction of the interest rate on excess reserves is actually urging commercial banks to increase their lending to enterprises, and not to hoard the liquidity released by the central bank in their own hands or deposit it in the money market. Recently, the average value of DR007 has been significantly lower than the central bank’s 7-day reverse repo rate. This means that under the current situation, the central bank hopes to see the growth rate of RMB credit further accelerated, especially in terms of the growth rate of credit supply to small and medium-sized enterprises. It is expected that the growth rate of RMB loans in financial data in the coming months is expected to accelerate.

　　Financial yield may be lower.

　　Will the reduction of interest rates on targeted cuts to required reserve ratios and excess deposit reserve affect the bank’s financial yield?

　　"As the investment yield of the entire banking system declines, in the long run, the financial yield will drop significantly." Clearly stated.

　　Yin Yanmin, an analyst at Rong 360 Big Data Research Institute, analyzed the client of Zhongxin Jingwei, saying that monetary policy continues to be loose and funds are continuously released to the market. For fixed-income investment products, the overall income level will further decline, and the income of bank wealth management products and money funds will continue to decline in the future, and low-risk fixed-income products with high yield will become less and less.

　　She suggested that investors with low risk tolerance should try to choose medium and long-term wealth management products if their liquidity requirements are low, and lock in a relatively high rate of return in advance.

　　Limited impact on the stock market and property market.

　　According to wind statistics, since November 2011, the central bank has lowered the RRR for 20 times (including targeted cuts to required reserve ratios). According to the announcement of the stock market’s ups and downs the next day, the Shanghai Composite Index has fallen for 9 times and rose for 11 times, which has different impacts on the A-share market.

　　Yang Delong, chief economist of Qianhai Open Source Fund, told Zhongxin Jingwei that the valuation of the A-share market is now at the bottom of history, and the P/E ratio of SSE 50 is only 9 times, which is in a state of falling, so there is no condition for a sharp decline in the market.

　　He believes that if the A-share market really wants to strengthen, it needs to wait until the overseas epidemic turns to an inflection point, and the number of confirmed cases in the United States and Japan tends to decline, then it will really usher in a chance of a sharp rebound. In the short term, the market is more structural. It is suggested that investors can look for opportunities from the three major directions of consumption, brokerage and technology, especially some consumer industries that were greatly affected by the epidemic in the first quarter, and now they are gradually recovering, and white horse stocks are also welcoming a new round of opportunities. It is suggested that investors can actively lay out.

　　In addition, many people are concerned about whether the RRR cut will have an impact on the property market. In this regard, Zhang Dawei, chief analyst of Zhongyuan Real Estate, pointed out that the RRR cut is not for real estate, but to reduce the financing cost of enterprises. The Central Economic Work Conference also proposed that a prudent monetary policy should be flexible and moderate, maintain a reasonable and sufficient liquidity, and increase the scale of monetary credit and social financing in line with economic development to reduce the cost of social financing. Under the clear requirements of "housing and not speculating" and "not using real estate as a short-term means to stimulate the economy", the funds released by the RRR cut are strictly controlled to enter the real estate field.

　　Zhang Dawei believes that although the RRR cut for small and medium-sized banks has little direct impact on real estate, historically, as long as it is lowered, it will be good for real estate, which can alleviate the financial pressure of real estate enterprises, and in addition, it can also obtain relatively stable credit prices for home buyers’ mortgages.

　　MLF interest rate and LPR quotation are expected to go down in April.

　　So how will monetary policy go in the future? Many industry experts believe that China is at the critical stage of resuming work and production, and steady growth will surely become the core task of economic development throughout the year. In the future, the monetary policy should be adjusted against the cycle, the transmission channels of monetary policy should be dredged, and the actual financing cost of enterprises should be gradually reduced.

　　Dong Ximiao, a special researcher at the National Finance and Development Laboratory, told the client of Zhongxin Jingwei that in the early stage, the banking industry generally reduced profits and fees for the prevention and control of epidemic situation and the resumption of production. In the case that the profit growth of banks is affected, the benchmark deposit interest rate can be lowered in a timely and appropriate manner to further reduce the debt cost of banks and enhance the initiative and sustainability of banks’ service improvement. For small and medium-sized banks, it is more important to help broaden debt channels, enrich debt sources and allow more flexible interest rate floating space.

　　At the same time, we should further reform and improve the LPR related mechanism and deepen the market-oriented reform of loan interest rates. At present, we should step up the conversion of the pricing benchmark of existing floating interest rate loans, unblock the transmission channels of monetary policy by means of reform, and promote the gradual decline of the actual financing costs of enterprises.

　　Wen Bin believes that in the next stage, it is still necessary to continue to increase countercyclical adjustment and reduce the cost of social financing, which is the core work of monetary policy. It is expected that the central bank will lower the MLF interest rate and guide the LPR to go down before the LPR is announced in April. In addition, the upcoming 1 trillion yuan refinancing rediscount, 300 billion yuan micro-financial bonds, and 1 trillion yuan more corporate credit bonds than the previous year will all help broaden the low-cost financing channels for small and medium-sized enterprises.

　　Wang Qing pointed out that MLF interest rate and LPR quotation are expected to resume downward trend in April, and the counter-cyclical adjustment of monetary policy will be significantly strengthened. Considering that the central bank’s 7-day reverse repo rate has been lowered by 20 basis points on March 30, it is expected that the bidding rate for routine MLF operations will also be lowered by the same amount this month. This will drive the one-year LPR quotation to resume its downward trend on April 20, and it is estimated that the downward trend will also be 20 basis points, and the five-year LPR quotation may also decline by 10 basis points.

　　He analyzed that the lower LPR quotation will drive the bank loan interest rate to drop even more, and from the perspective of the bank’s capital source, the lower money market interest rate can’t make up for the bank’s loss in net interest margin. Considering the macro-economic factors such as cost reduction, inflation control and risk prevention, the benchmark deposit interest rate may have a small downward adjustment space of about 0.25 percentage points, and it is more likely to be implemented after the CPI drops significantly year-on-year in the second half of the year. This means that in the coming period, in order to effectively reduce the financing costs of enterprises, banks will make moderate profits to the real economy. (Zhongxin Jingwei APP)

　　[Note: For more details, please add: 13034318716 Manager Ju and WeChat bought a car and sent a gift! ]

　　Ram 1500 23 5.7 Rebel Plus Edition Black and Black

　　Rebel 12 Pack 2 Pack Black Pedal Transfer Box

　　Metallic paint; Rebel 12 packs (front passenger luxury leather seat with waist adjustment, 12-inch touch large screen navigation, front seat heating with 8 electric adjustments, steering wheel heating, Harman Kardon stereo with 19 speakers, CarPlay, hot spot support and satellite radio) Secondary equipment package (115V auxiliary power socket-rear, air conditioner with dual-zone automatic temperature control, body color door handle, front heated seat, heated steering wheel, Media hub with 2 USB charging ports, front and rear parking assistance system with parking function, electrically adjustable pedal, rain sensing windshield wiper, rear dome light with on/off switch, storage space in the lower compartment of rear seat, rear window defroster, remote start, keyless entry sensing, safety alarm, sun visor with illuminating cosmetic mirror, universal garage door opener) electronic transfer box on demand; Black pedal

　　[Note: For more details, please add: 13034318716 Manager Ju and WeChat bought a car and sent a gift! ]

　　Ram not only shows the tough style of pickup truck in appearance, but also has the luxury in its interior, which is equally remarkable in its class. Dodge Ram Horn’s eyes did not reveal a trace of lively charm, the only thing that showed was fierceness. Tips: Don’t believe that low price and reliable price are more important.

　　The atmosphere inside the car is luxurious, and it can definitely rival a limousine. There is no trace of lively charm in the eyes, only fierce. The front bumper is an iron front bumper with a towing hook, which exudes this metallic atmosphere and is calm and atmospheric; As the best-selling model, it has an aggressive front face.

　　Welcome to Tianjin Xiangruitong Automobile Trading Co., Ltd.

　　Hotline: 13034318716 Manager Ju WeChat Synchronization

　　Disclaimer: The above car purchase preferential information is provided by the comprehensive dealers of this website, and the price fluctuates greatly due to market factors, which is only for car purchase reference; The distributor is responsible for its authenticity, accuracy and legality, and this website does not provide any guarantee or assume any legal responsibility.

Li Yanming, a businessman from Yan ‘an, Shaanxi Province, was administratively detained by Baota Branch of Yan ‘an Public Security Bureau for 15 days in July this year and fined 3,000 yuan. Caixin. com previously reported that Li Yanming was not released after the detention. The family said that he was later taken away by the disciplinary Committee for investigation. During this period, Li Yanming suffered from closed head injury (severe) and bilateral occipital fractures due to his careless fall. On September 2nd, Li Yanming was arrested on suspicion of opening a casino. Since then, the family’s application for bail has been rejected.

On September 17th, Li Yanming’s attorney Qu Zhenhong provided The Paper with Li Yanming’s admission record. According to the record, Li Yanming was admitted to Xi ‘an Central Hospital at 16: 08 on August 3rd. "The patient said that he accidentally fell from the bed and landed on his pillow in the hotel. After the injury, he did not feel coma, vomiting, limb convulsions and dizziness. He was sent to our hospital after others found out. Head CT showed left occipital epidural hematoma, left cerebellar tentorium suspected subdural hematoma, right frontal lobe contusion, subarachnoid hemorrhage and bilateral occipital fracture. "

Admission records also show that Li Yanming has hypertension grade 2 (very high risk), left renal atrophy, aspiration pneumonia and so on. On August 3rd, Xi ‘an Central Hospital admitted Li Yanming with "closed head injury (severe)" and performed craniotomy on the same day.

Li Yanming’s hospitalization certificate

One month after the operation, Li Yanming was arrested. The notice of arrest served by the Baota Branch of Yan ‘an Public Security Bureau to Li Yanming’s family showed that "with the approval of the Baota District Procuratorate of Yan ‘an City, our bureau arrested Li Yanming on suspicion of opening a casino at 17: 00 on September 2, 2020, and is now detained in Xi ‘an Ankang Hospital." According to public information, Xi ‘an Ankang Hospital is a national secondary psychiatric hospital under the Xi ‘an Public Security Bureau and a designated medical hospital in the supervision place.

Li Yanming’s arrest notice

Qu Zhenhong told The Paper that she had applied to Ankang Hospital on September 7th to meet her client Li Yanming, but was told that Li Yanming was not allowed to meet a lawyer by the case-handling organ. I don’t know why. On September 18th, The Paper telephoned the police officer handling the Li Yanming case, trying to find out why the police refused to allow lawyers to meet Li Yanming, but the police officer said that he would not accept the interview and immediately hung up.

Qu Zhenhong told The Paper that on September 7, she also mailed an application for bail pending trial to the police officer of Baota Branch of Yan ‘an Public Security Bureau through EMS, but it was rejected on September 10.

After that, on September 14th, Li Yanming’s family went to Baota Branch to submit the application for bail pending trial. According to the application, after compulsory measures were taken, Li Yanming fell down on August 3, was diagnosed with closed head injury (severe), and underwent craniotomy on the same day. At present, Li Yanming’s physical condition is poor and he is not suitable for detention. In addition, Xi ‘an Ankang Hospital is a specialized psychiatric hospital, which mainly treats all kinds of mental patients and drug addicts, but it is incapable of treating Li Yanming’s illness.

In addition, the application also stated that Li Yanming’s alleged crime of opening a casino did not involve violent crimes, and taking measures to obtain bail pending trial would not cause social danger. He has opened a number of companies in Yan ‘an and has a fixed residence. He can be on call after being released on bail pending trial, which does not affect the police’s continued investigation of the case.

However, the above application for bail pending trial was rejected on the same day. The notice of compulsory measures not to be changed issued by Baota Branch of Yan ‘an Public Security Bureau said: "After review, our bureau believes that taking bail pending trial may destroy and falsify evidence and interfere with witnesses’ testimony or collusion; It may involve other new crimes, and the adoption of bail pending trial hinders investigation. According to the provisions of Article 97 of the Criminal Procedure Law, it is decided not to change the compulsory measures. "

Notice of police not to change compulsory measures

According to Caixin. com, Li Yanming, together with other representatives of small and medium-sized private enterprises in Yan ‘an, reported that several microfinance companies in Yan ‘an were involved in usury, black and evil and the umbrella behind them. The Yan ‘an Public Security Bureau set up a task force in 2019, and the case is still under investigation.

With the gradual release of domestic market demand, export to domestic sales presents great growth potential. The Ministry of Commerce issued relevant measures to speed up the market access for domestic sales, improve the level of facilitation for domestic sales, and promote the docking of supply and demand.

Recently, the Ministry of Commerce cooperated with the governments of Zhejiang, Shaanxi and Chongqing to co-host a series of activities of exporting products to domestic market. The products on display are rich in variety, novel and high in quality, attracting consumers to buy them, which has become a useful attempt to turn export products into domestic sales.

In order to support marketable export products to be sold domestically, from July 25th to 27th, the Ministry of Commerce, in cooperation with the people’s governments of Zhejiang, Shaanxi and Chongqing, co-sponsored a series of activities of "Foreign Trade Boutique Dressing Up Pedestrian Street" in Hubin Pedestrian Street in Hangzhou, Datang Pedestrian Street in Xi ‘an and Jie Fangbei Pedestrian Street in Chongqing. At the appeal of most exhibitors, the activities of Hangzhou Hubin Pedestrian Street and Xi ‘an Datang City Pedestrian Street were extended to one week.

At the event site, the goods were rich and popular.

"Looking at the novel style, good quality and reasonable price." At the scene of Hangzhou Hubin Pedestrian Street, where the export products of "Foreign Trade Boutique Exchange Dress Up Pedestrian Street" were sold domestically, Aunt Li, a citizen who came to buy it, soon took a fancy to a dining chair.

The activity site of Hangzhou Hubin Pedestrian Street adopts online and offline linkage mode. There are 100 booths on site, and nearly 100 high-quality foreign trade enterprises display and sell more than 1,000 kinds of products, covering home appliances and textiles, lamps and toys, clothing and footwear, luggage decoration, pet products, smart equipment and so on. There are five live broadcast rooms in the exhibition area and the "live broadcast room on the lake" on the lakeside pedestrian street. Many live broadcasts are conducted every day, and high-quality foreign trade products participating in the activities are sold to online consumers simultaneously.

At the activity site of Xi ‘an Datang City Pedestrian Street, exhibitors came from five fields: consumer goods, specialty agricultural products, textiles and garments, electronic appliances and tea drinks, and exhibited more than 500 kinds of high-quality foreign trade products, including glassware, titanium products, cultural and creative products, local specialty foods, outdoor products and balance cars. There is a live broadcast room at the event site, which allows consumers to feel the charm of Shaanxi foreign trade quality products in the "cloud".

In Jie Fangbei Pedestrian Street, Chongqing, the exhibition area is 1,500 square meters, with three exhibition areas of service trade, agricultural and sideline products and consumer goods, and nearly 100 exhibitors. In the agricultural and sideline products area, brands such as Paisenbai and Huida Lemon exhibited overseas best-selling agricultural products and foods such as orange juice, water shield and amber tea oil. In the consumer goods area, the exhibits of Chongqing Xiaokang, Asus and other enterprises cover many categories such as electronics, textiles, automobile and motorcycle, and daily use.

Public service platforms for product certification and intellectual property protection have been set up at the event sites in the three places, and a variety of supporting activities have been held according to local conditions. Hangzhou advocates supermarkets, e-commerce and foreign trade comprehensive service enterprises to provide services for foreign trade enterprises to sell domestically. Chongqing holds exhibition tour of export commodities. Xi ‘an organized 50 key commercial and trade circulation enterprises to conduct on-site procurement negotiations.

Try to change, and the enthusiasm of enterprises for domestic sales will continue to improve.

Affected by the epidemic, in March this year, Hangzhou Qiandao Lake Sturgeon Science and Technology Co., Ltd. cancelled foreign trade orders of 2.6 million US dollars, and products worth 30 million yuan were accumulated in the warehouse. The person in charge of the company held an emergency meeting to discuss the solution and decided to solve the dilemma through e-commerce live broadcast.

The attempt of sturgeon science and technology is only a microcosm of many foreign trade enterprises turning to the domestic market. Since the beginning of this year, China’s foreign trade development has faced certain risks and challenges. According to the investigation of the Ministry of Commerce, the epidemic situation abroad has spread, the international demand has shrunk, the orders of foreign trade enterprises have declined, and the enthusiasm of exporting to domestic sales is constantly improving.

The relevant person in charge of the Ministry of Commerce said that the Ministry of Commerce chose the national demonstration pedestrian streets in Hangzhou, Xi ‘an and Chongqing to hold activities simultaneously, mainly to give play to the radiation function of the pedestrian streets, build domestic sales channels and platforms, accurately meet the upgraded domestic consumption demand, meet the needs of consumers’ high-quality life, and support marketable export products to expand the domestic market.

According to the relevant person in charge of the General Administration of Customs, the main form of processing trade has always been "two heads are outside", and the proportion of domestic sales is relatively low. In recent years, with the continuous promotion of the transformation and upgrading of processing trade, processing trade has begun to change to "two resources and two markets", and the demand for domestic sales of enterprises has become stronger.

The relevant person in charge of the Foreign Trade Department of the Ministry of Commerce said that there is great growth potential for exporting products to domestic sales. From the perspective of domestic consumption, the epidemic prevention and control war has achieved great strategic results, and the domestic market demand is accelerating, providing a domestic market for export industries such as electronic appliances, light industry, textiles and clothing, and agricultural products. From the perspective of investment, the promotion of new infrastructure, new urbanization and major projects in various places has brought new opportunities to export industries such as machinery and equipment, electrical and mechanical equipment and precision instruments. From the perspective of consumption upgrading, some foreign trade enterprises are shifting from traditional mass production to personalized customization, which can better meet the needs of domestic consumption upgrading. The rapid development of new consumption modes such as online sales and live broadcast with goods has also opened up sales channels for foreign trade enterprises directly facing consumer groups.

In addition, a series of favorable policies have been continuously released. Recently, the General Office of the State Council issued the "Implementation Opinions on Supporting Export Products to Domestic Sales" (hereinafter referred to as the "Implementation Opinions"), supporting marketable export products to explore the domestic market, making efforts to help foreign trade enterprises tide over the difficulties, and promoting the basic stability of foreign trade.

Take multiple measures to do a good job in transferring export products to domestic sales.

"It is also selling products. There are similarities and differences between export and domestic sales, which is a challenge for foreign trade enterprises." Zhou Ting, general manager of Taizhou Huangyanjie Anhui Smart Household Appliances Co., Ltd., Zhejiang Province, said. At the end of last year, the company set the goal of exporting 25 million yuan in 2020. Affected by the epidemic, only 5 million yuan was exported in the first five months of this year. To this end, the company is putting more energy into exporting to domestic sales.

The relevant person in charge of the Foreign Trade Department of the Ministry of Commerce said that at present, foreign trade enterprises are facing some difficulties in turning to domestic sales. For example, the transfer of some export products to domestic market often involves brand trademark issues and needs to be authorized by the foreign party. Some foreign trade enterprises have been producing according to orders for a long time, lacking domestic marketing experience and specialized teams, and their brand awareness in China is not high. In addition, domestic sales also face the difference of market settlement mode. Domestic sales usually adopt credit sales mode, which takes up more funds and has relatively high risks.

In order to do a good job in supporting the export products to domestic market, the "Implementation Opinions" proposes to speed up the market access for domestic sales, simplify the certification procedures for domestic products, and simplify the tax procedures for enterprises; Promote the development of "same line, same standard and homogeneity". Support enterprises to produce products that can be exported and sold domestically according to the same standards and quality on the same production line, and expand the application scope of "three products" to the fields of general consumer goods and industrial products.

In terms of multi-channel support for domestic sales, the "Implementation Opinions" proposes to encourage foreign trade enterprises to connect with e-commerce platforms, guide major pedestrian streets to organize special activities, and organize large commercial enterprises to carry out direct purchase orders. Guide foreign trade enterprises to develop marketable products, create their own brands, make full use of new formats and new models, and promote the integration of online and offline development.

In terms of strengthening support such as credit insurance and funds, the "Implementation Opinions" proposes that processing trade enterprises that meet the requirements for centralized taxation procedures for domestic sales can declare within 15 days after the end of the quarter at the latest.

The relevant person in charge of the Ministry of Commerce said that exporting to domestic sales is based on firmly implementing the strategy of expanding domestic demand and expanding the domestic market through diversified supply. The Ministry of Commerce will hold nationwide consumption promotion activities, strengthen public services for domestic sales, and use the advantages of pedestrian streets and key business districts in brand agglomeration, channel integration and market popularity to broaden the domestic sales channels of marketable export products. Guide and support local governments to build consumption promotion platforms, help foreign trade enterprises to further connect domestic large-scale commercial circulation enterprises and e-commerce platform enterprises, and promote the connection between supply and demand. (Reporter Kelly)

The Shanghai Auto Show, the first international A-class auto show after the epidemic was released, was opened on April 18th. At this auto show entitled "Embracing the new era of the auto industry", the China market is being valued by more and more international brands, and the appearance of executives from major multinational auto companies at the Shanghai Auto Show shows that "China is the future of the auto industry".

In the upsurge of planning for the domestic market, Changan Mazda CX-50 was officially unveiled for pre-sale at the Shanghai Auto Show, and its pricing finally unveiled the mystery-the pre-sale price of six optional models was 159,800-212,000 yuan, and the first day’s order exceeded 2,629 units.

In fact, before the price was officially released, Changan Mazda CX-50 had already started the offline car booking, and it took only 18 days to break through 10,000. In today’s market of new energy vehicles, Mazda CX-50 achieved this result, and its excellent product strength and sincerity of pre-sale concessions are indispensable.

The price of compact SUV, the experience of medium-sized SUV

"If you use a word to describe why you choose Changan Mazda CX-50, I think it is a sense of value." I believe this is also the inner thoughts of many prospective owners of Changan Mazda CX-50. The entry price of 159,800 yuan can be described as a "surprise" for Mazda fans, and they can also enjoy the car booking benefits of "three guarantees, four exemptions and one rejuvenation", lifetime warranty+insurance subsidies+free maintenance opportunities. If they are not well off, they can also borrow interest-free, which is simply full of intimacy and security.

In addition, Mazda CX-50 has been specially adjusted for China market and China consumers, which has reduced the height of the bulge in the middle of the rear seat and increased the legroom of the rear seat by 55mm compared with the overseas version. It is no exaggeration to say that it feels like a C-class entry-level executive car. With such sincerity, it should be a rare thing to order less.

Ingeniously Create "Six Good" SUVs and Set New Industry Standards

Behind the 18-day order breaking through 10,000 is the unique product strength created by Changan Mazda, which combines the needs of China users with the global quality standards of Mazda brand, and it is also a brand-new "six good" SUV standard that achieves the strong competitiveness of Mazda CX-50. Mazda has waved the banner of "six good students" in SUV in the new era when everyone is striving to be "three good students" in the automobile industry.

First, it’s good. It’s huge.There is no evidence in the mouth, and the data proves that the Mazda CX-50 is 4785mm long, 1920mm wide and 2815mm wheelbase, while the general compact SUV is 4.2-4.6 meters long and 2.6-2.7 meters wheelbase. Looking at the size alone, the CX-50 can be divided into medium-sized SUVs. This size advantage will be more intense under the physical comparison, especially the internal space upgrade brought by the large size, which is equivalent to buying a higher level at a lower price. Driving experience.

Second, good-looking.Even people who don’t know about cars can judge whether a car looks good or not. At the same time, "good-looking" is also an important reference value for many consumers when choosing a car. After all, not everyone can be indifferent to the technical indicators of a car. In terms of appearance, Mazda has always been a leader in the industry. After all, the phrase "I haven’t seen Mazda, I can’t prove that you are a Yan Control Party" is not boasted. Mazda CX-50 adopts the design concept of "soul moving", and its calm and atmospheric appearance looks like "strong bones", which, combined with the beautiful body proportion, brings "vitality" to the face; For the interior, CX-50 has been subtracted this time, and the overall route is simple and high-end. The cordovan with high gloss and excellent touch is as good as the big-name luxury car, and it is a well-deserved compact SUV drop-dead gorgeous.

Third, it’s good and easy to drive.The creation of overhead feeling has always been Mazda’s advantage, and Mazda has always stood firm in the same class. Mazda CX-50 is no exception. Although it is outstanding in its class, thanks to Mazda’s unique driving and control performance, CX-50 still has excellent handling. The body structure of Chuangchi Blue Sky can turn as expected even when driving at high speed, so there is no need to worry about driving stability. At the same time, it provides two power options: 2.0L and 2.5L. The 2.5L engine is equipped with intelligent non-inductive variable cylinder engine technology, and the fuel consumption is lower under the same conditions.

Fourth, it is good and safe.There are thousands of roads, and safety comes first. Driving safety has always been the top priority of car owners, and Mazda has always insisted on safety investment without cost ceiling! The steel with high strength and above accounts for 58.59%, the front and rear impact beams are made of 1800MPa thermoformed steel, and there are as many as 77 steel with body hardness above 980MPa. Its leading active and passive safety performance has made Mazda CX-50 top the North American crash test list.

Fifth, good intelligence.At the moment when the automobile industry is changing like electrification intelligence, the intelligence level of a car is also an important criterion. Changan Mazda has tailored the "Third Generation Mazda Yuelian System" for consumers in China market, which deeply integrates car life and intelligence, and realizes remote control of cars with mobile phones. This is also Mazda’s first model with 100% 4G networking and Internet ecological function.

Sixth, good quality."Good quality" has always been an important reason why Mazda attracts fans’ love. Mazda has always had high standards and strict requirements, both in the visible appearance and the invisible internal materials. Changan Mazda Nanjing Factory strictly follows Mazda’s global quality standards. Just the choice of car paint, it has to go through as many as 10 kinds of chemical reagents. In addition, Chang ‘an Mazda Nanjing Factory also has a number of advanced technologies, such as Mazda’s unique automatic tightening equipment for front and rear axles, as well as domestic leading welding and painting technologies, etc., and has also invested in a newly developed automatic assembly line with 4 doors and 2 covers for CX-50. In the case that the pricing has been so "surprising", Mazda can still adhere to the application of many high-grade materials and advanced technologies. Mazda’s brand concept of "people-oriented" and its brand essence of "pleasant driving" can be seen.

Mazda CX-50 is not only a life but also a pursuit.

I believe that many families choose compact SUVs from the perspective of economic application. However, with the increase in travel demand and the natural yearning for mountains, Mazda has also thought about it, and the concept of "mountain system" has emerged from time to time.

"The mountain didn’t come to see me, so I walked to the mountain. Watch the sunset, run under the mountain peak … feel at ease like the wind, and travel all over the mountains, rivers, lakes and seas. " Like "mountain life", Mazda CX-50 also takes the key words of casualness, nature and independence. Based on the pursuit of freedom and the desire for nature of urban families, it boldly takes this step from SUV to off-road integration. It appears as a wide-body SUV of mountain life and breaks through the inherent design dimension of urban SUV. From product appearance design to functional design, CX-50 can perfectly play the role of commuting in urban life, but also be outdoors.

At the pre-sale conference, Mazda CX-50 announced its Chinese name-"Hangye" for the first time, which is also the result created by Mazda and all fans in China. As expressed by the origin of its Chinese name, Mazda has always adhered to the user demand-oriented, built a brand with users, and anchored a high-value experience from the user’s point of view with the professional attitude of deeply cultivating the China market and the determination to serve users.

For example, on CX-50, the wireless charging station did not choose to follow Volkswagen’s design in front of the center console, but chose to put it in the back, and set a certain inclination angle, which is more conducive to users’ blind operation. On the basis of overall performance balance and solid structure, Mazda CX-50′ s ingenious ideas really add a lot of points, and it is also worthy of being the "optimal solution" in compact SUV.

It is understood that Mazda will transform into electric automation this year, and strive to achieve the next goal of 2 million vehicles for the whole system. MAZDA CX-50HEV hybrid will also make its world debut, and it is also expected that Mazda will bring higher quality, more intelligent and more China-oriented excellent vehicles to China fans in the future.

1905 movie network news The film (hereinafter referred to as the "GG Bond" movie) is being shown in cinemas all over the country, and it has been well received by many parent-child families once it is released. Last weekend, the GG Bond movie also held roadshows with Youman Cartoon TV in five cities, including Nanjing, Suzhou and Wuxi. The event was very lively, and GG Bond dolls and children enjoyed themselves. In addition to the roadshows in five cities of TV station, GG Bond dolls also came to 25 cities including Harbin, Chengdu, Xi ‘an and Guangzhou to meet and interact with children, adding a lot of joy to their summer life.

GG Bond airborne multi-site cinema is loved by friends of all sizes.

Last weekend, GG Bond dolls dropped to 25 cities and held a three-day doll parade. Among them, in five cities, Wuxi, Suzhou, Changzhou, Zhenjiang and Nanjing, GG Bond was led by the hosts Xiaoyue, Yangyang and Xiaosu, who were deeply loved by children, and the audience was packed, and laughter echoed throughout the cinema. At the same time, GG Bond also came to Beijing’s World Mall, for example, and served as a day’s "shop-exploring" propagandist, attending classes with children. The lively atmosphere attracted many surrounding residents to participate. There are also many families who have just watched the GG Bond movie. Seeing the real GG Bond in front of them, the children are incoherent with excitement: "GG Bond, you are my little hero, and I will ask my mother to take me to the cinema to play with you tomorrow."

The film tells the story of a girl who loves GG Bond since she was a child, and she has conflicts with her parents due to the pressure of her studies. Just when she was sad, she accidentally crossed into a dream world and met GG Bond, a childhood hero whose superpowers had disappeared. In order to send Auspicious home, GG Bond and Auspicious started an ironic but thrilling adventure.

Batch praise detonated this summer, and each family resonated after watching movies, becoming the first choice for summer.

Since the release of "GG Bond", the film’s reputation and box office have continued to rise, and many favorable comments have occupied major ticket purchasing platforms, and most of the comments focus on plot, picture and emotion. Some parents said: "The child has been thinking about watching the GG Bond movie since June 1, and just finished the exam. He promised to take him to see GG Bond as a final exam reward. I have never seen him look at things so seriously, and I also watched it with relish. This GG Bond really exceeded my expectations." Compared with GG Bond’s previous film, many parents have recognized the breakthrough of this film. "The newly added characters are eye-catching, and my little nephew likes them very much. Seeing the end is very touching, which reminds me of my childhood hero."

GG Bond’s fifth big movie is accepted and loved by everyone because of its all-round upgrade. Another important reason is that it is a film focusing on the hot topic of parents and children. Through watching movies, parents can clearly understand themselves and their children, and learn to think from their children’s perspective. At the same time, the adventure story of the girl’s good fortune and GG Bond’s interesting in the film conveys a positive view of education, and also resonates with parents to reflect on how to make their children strike a balance between "success" and "growth". "After watching the GG Bond movie, go home and talk to your child about what she really likes and wants, and give her more opportunities to think for herself." Presumably, "GG Bond" movie is not only a companion weapon for summer vacation, but also the best communication bridge between parents and children.