The accumulation fund policies of Shandong cities are summarized! Falling interest rates

Jinan: The maximum loan amount is 1 million yuan, and various policies are not repeated.

The maximum loan amount for the first and second suites is the same as that for the first suite. For those who purchase ordinary self-occupied housing and apply for housing provident fund loans within the administrative area of Jinan City, the unified maximum loan amount is: the maximum loan amount for employees’ families who have paid housing provident fund for one person is 500,000 yuan, and the maximum loan amount for employees’ families who have paid housing provident fund for two or more people is 800,000 yuan.

Two, two children and above families (at least one child is underage) in our city to buy ordinary self-occupied housing to apply for provident fund loans, the maximum loan amount according to the family’s current maximum loan limit rose by 25%.

Three, the purchase of high-quality housing to apply for provident fund loans, the maximum loan amount according to the family’s current maximum loan limit rose by 20%. High-quality housing is subject to the identification of the housing and construction department.

Fourth, the birth support policy, the policy of "gathering youth to build a dream spring city" and the policy of high-quality housing are based on the principle of high loan amount and are not repeated.

Qingdao: The maximum loan amount of housing provident fund can reach 1.15 million yuan, and various policies can be enjoyed repeatedly.

The first is to increase the loan limit for purchasing second-home housing provident fund. Unified purchase of the first suite and the second suite provident fund maximum loan amount, the maximum loan amount for double-paid employee families is 800,000 yuan, and the maximum loan amount for single-paid employee families is 500,000 yuan.

Second, the housing provident fund loan support policy for families with many children has been extended to the second suite. If a family with many children in our city buys the first or second set of self-occupied housing, the loan amount of housing provident fund can rise by 20%.

Third, the implementation of high-quality housing, green building housing provident fund loan support policy. According to the confirmation opinions issued by the housing and construction department, the amount of housing provident fund loans can be increased by 20% when employees buy new high-quality houses in our city or new commercial houses that reach the current green building evaluation standard of one star or above.

At the same time, on the premise that the loan amount meets the down payment ratio of provident fund loans stipulated by our city, the floating policy of loan amount can be superimposed, and the maximum loan amount of housing provident fund can reach 1.15 million yuan.

Zibo: The maximum loan amount for the first suite is 800,000 yuan, with a maximum increase of 20%.

Raise the maximum loan amount of housing provident fund in our city, and purchase the first and second sets of self-occupied houses in our city to apply for housing provident fund loans, and the upper limit of loan amount remains the same. If both husband and wife have paid the housing provident fund (including joint loan) continuously and normally, the maximum loan amount for the first suite will be increased from 600,000 yuan to 800,000 yuan, and the maximum loan amount for the second suite will be increased from 500,000 yuan to 800,000 yuan; If only one party pays the housing provident fund continuously and normally, the maximum loan amount for the first suite is still 600,000 yuan, and the maximum loan amount for the second suite is raised from 400,000 yuan to 600,000 yuan. Families with many children who purchase houses or prefabricated houses to apply for housing provident fund loans will continue to implement the preferential policy of increasing the maximum amount by 20%. This notice shall be implemented as of the date of issuance.

Zaozhuang: The maximum loan amount for the first suite is 800,000 yuan, with a maximum increase of 20%. Various policies are not repeated.

First, in the city to buy self-occupied housing to apply for housing provident fund loans, the maximum loan amount for the normal deposit of housing provident fund by both husband and wife of the loan worker family is increased from 500,000 yuan to 800,000 yuan, and the maximum loan amount for the normal deposit of housing provident fund by the employee unilaterally is increased from 300,000 yuan to 500,000 yuan.

Two, in line with the national birth policy, families with many children, in our city to buy self-occupied housing to apply for housing provident fund loans, the maximum loan amount rose by 20%.

Three, in the city to buy prefabricated residential or high-quality residential, the maximum loan amount rose by 20%.

Four, families with many children, prefabricated housing, high-quality residential loan quota floating preferential policies are not superimposed.

Five, the purchase of new commercial housing or second-hand housing to extract housing provident fund for a one-time extraction within 3 years.

Six, this policy adjustment does not involve commercial loans, other housing provident fund loans, extraction conditions are still in accordance with the original provisions.

Dongying: The maximum loan amount for the first suite is 600,000 yuan.

First, adjust the loan amount. If an employee’s family purchases the first set of self-occupied housing and has no record of housing provident fund loans, the loan amount will be adjusted from a maximum of 300,000 yuan paid by one person to 400,000 yuan, and a maximum of 500,000 yuan paid by two people to 600,000 yuan.

Second, adjust the calculation coefficient of loan amount. The calculation formula of loan amount is adjusted from 1.5 times of monthly deposit amount × remaining working months to 2 times.

Third, adjust the amount and method of rental withdrawal. For the fixed extraction of rental commercial housing, the total extraction amount of employees and spouses is adjusted from 1300 yuan/month to 1500 yuan/month, which can be extracted once or multiple times a month during the year.

Yantai: The maximum amount is adjusted to 1 million yuan.

(1) The maximum amount of housing provident fund personal housing loan is adjusted from 600,000 yuan to 800,000 yuan.

(2) For the purchase of high-quality houses such as newly-built prefabricated houses and passive ultra-low energy-consumption self-occupied houses (two-star and above green building standards), the maximum amount of individual housing loans for housing provident fund shall be adjusted to 900,000 yuan.

(3) If high-level talents purchase the first family housing, the maximum amount of individual housing loan of housing provident fund will be adjusted to 1 million yuan; Apply for commercial loans to housing provident fund loans, the maximum amount is 800 thousand yuan.

(4) For families with two children and three children who meet the national birth policy, the maximum amount of individual housing loans for housing provident fund is adjusted to 1 million yuan.

Weifang: The maximum loan amount is 1.7 million yuan.

1. The upper limit of the maximum loan amount of the housing provident fund is raised to 800,000 yuan.

2. For families with many children who buy the first set of self-occupied housing in Weifang, the maximum loan amount of housing provident fund is raised to 1 million yuan.

3. High-level talents who meet the conditions for applying for personal housing provident fund loans will apply for housing provident fund loans for the first time in Weifang, and the maximum loan amount will be raised to 1.6 million yuan.

The purchase of high-quality housing, on the basis of the above increase of 100 thousand yuan.

Jining: The maximum loan amount is 1 million yuan, and various policies are not repeated.

First, increase the maximum amount of housing provident fund loans

For families with many children, if they buy the first or second set of self-occupied housing, the maximum amount of housing provident fund loans will be raised to 1 million yuan.

The maximum amount of housing provident fund loans will be raised to 900,000 yuan for employees’ families who buy high-quality houses.

At the same time, for families who meet the above two situations, the maximum amount of housing provident fund loans is the maximum, and it is not accumulated.

Second, other matters that need to be explained

(1) A family with many children refers to a family that raises two or more children (including adult children and minor children). If there is a history of divorced marriage, the number of children shall be approved by custody.

(2) High-quality housing is subject to the identification of the housing and construction department of our city.

(3) The policies not involved in this adjustment shall be implemented according to the original provisions.

Taian: The maximum loan amount of housing provident fund is 1 million yuan.

Notice on Adjusting the Housing Provident Fund Loan Policy of this Municipality, implemented since March 25, 2024. Purchase the first or second set of ordinary self-occupied housing in this city, and both husband and wife of the borrower have paid the housing provident fund continuously and normally. If the loan conditions of this city are met, the maximum loan amount of the housing provident fund is 800,000 yuan; If the borrower is single (including divorced or widowed) or only one of the husband and wife has paid the housing provident fund continuously and normally, and meets the loan conditions of this Municipality, the maximum loan amount of the housing provident fund is 500,000 yuan.

At the same time, increase the amount of housing loans for families with many children. According to the national birth policy, for families with two children and three children, both husband and wife of the borrower have paid the housing provident fund continuously and normally, and if they meet the loan conditions of this city, the maximum loan amount of the housing provident fund is 1 million yuan; If the borrower is single (including divorced or widowed) or only one of the husband and wife has paid the housing provident fund continuously and normally, and meets the loan conditions of this city, the maximum loan amount of the housing provident fund is 700,000 yuan.

Weihai: You can apply for a loan of up to 800,000 yuan, and raise it by 100,000 yuan for families with many children.

After the maximum loan amount is raised this time, if you buy the first set or two sets of self-occupied houses, the dual-employee families whose applicants and spouses meet the loan application conditions can apply for a loan of up to 800,000 yuan; The applicant can apply for a loan of up to 500,000 yuan for a single-employee family who meets the conditions for applying for a loan.

Increase the loan amount for families with many children. The maximum loan amount for families with two or more minor children to purchase self-occupied housing will be increased by 100,000 yuan.

Liaocheng: The maximum loan amount is 600,000 yuan, and the number of families with many children rises by 10%.

Adjust the housing provident fund loan policy. The maximum amount of family loans paid by dual employees was raised from 500,000 yuan to 600,000 yuan, and the maximum amount of family loans paid by single employees was raised from 300,000 yuan to 400,000 yuan. The minimum down payment ratio of the first-home housing provident fund loan was reduced from 30% to 20%, and the minimum down payment ratio of the second-home housing provident fund loan was reduced from 40% to 30%. Families with many children who have paid housing provident fund in our city apply for housing provident fund loans by purchasing the first set of self-occupied housing in our city, and the maximum loan amount will rise by 10% on the premise of meeting the requirements of down payment ratio.

Rizhao: the maximum is 1 million yuan, and the policy is not superimposed.

The first is to increase the maximum amount of housing provident fund loans. If both employees and spouses meet the loan conditions, the maximum loan amount will be raised to 800,000 yuan; If the loan conditions are met unilaterally, the maximum loan amount will be raised to 600,000 yuan. The first and second sets of housing provident fund loans have the same maximum loan amount.

The second is to increase the maximum amount of housing provident fund loans for families with many children. For families with two or more children, the maximum loan amount will be raised to 1 million yuan if both employees and spouses meet the loan conditions, and to 800,000 yuan if they meet the loan conditions unilaterally.

The third is to use housing provident fund loans to purchase prefabricated houses and high-quality houses, and the maximum loan amount will rise by 20%. High-quality housing is subject to the identification of the housing and construction department.

The fourth is to increase the calculation multiple of the loanable amount of housing provident fund loans. The loanable amount is 20 times of the normal deposit balance of the housing provident fund of both employees and spouses.

The fifth is to adjust the deposit conditions of housing provident fund loans. The deposit conditions of employee housing provident fund loans are adjusted to "continuous full deposit of housing provident fund for more than 6 months (inclusive)".

Sixth, optimize the bidding conditions for commercial housing loans to housing provident fund loans. If the employees and their spouses who have paid in this Municipality have never applied for housing provident fund loans or the first housing provident fund loans have been settled, they may apply for business transfer. It is no longer stipulated that "the borrower should be the borrower who applied for commercial housing loans after January 1, 2017, and the borrower and spouse have not applied for provident fund loans".

Items (1) to (3) are phased support policies, valid until March 31, 2025. At the same time, if a number of policies to increase the loan amount of housing provident fund are applied to families with many children, prefabricated houses, high-quality houses, youth talent policies, etc., the calculation will not be superimposed, and the highest loan amount will prevail.

Binzhou: The maximum is 800,000 yuan, and the number of families with many children rises by 20%. The policy is not superimposed.

Buy self-occupied housing in Binzhou to apply for housing provident fund loans, and both husband and wife of the loan workers will pay normally, and the maximum loan amount will be raised from 600,000 yuan to 800,000 yuan; The loan employee pays the deposit unilaterally, and the maximum loan amount is increased from 400,000 yuan to 500,000 yuan. The upper limit of the first and second sets of housing provident fund loans is consistent.

If the loan employee is a family with many children, the maximum loan amount will rise by 20%. If the loan workers purchase high-quality houses and apply for housing provident fund loans, the maximum loan amount will rise by 20%. High-quality housing is subject to the identification of the housing and construction department.

At the same time, if there are more than two loan quota support policies for families with many children, high-quality houses and high-level talents, the maximum loan quota will not be superimposed, and the highest loan quota in the applicable policies will prevail.

Dezhou: The maximum loan is 700,000 yuan, and there are many kinds of floating policies.

First, increase the maximum loan amount of housing provident fund. The maximum loanable amount for one party to pay the provident fund is 600,000 yuan, and the maximum loanable amount for both husband and wife to pay the provident fund is 700,000 yuan.

Two, the purchase of new high-quality residential housing provident fund loans within the administrative area of Dezhou, an increase of 100 thousand yuan on the basis of the original maximum loan amount.

Three, full-time college graduates and above, in the administrative area of Dezhou city to buy self-occupied housing and use housing provident fund loans, on the basis of the original maximum loan amount increased by 100 thousand yuan.

Four, families with many children to buy self-occupied housing and use housing provident fund loans, an increase of 150 thousand yuan on the basis of the original maximum loan amount.

Linyi: The maximum loan amount is 1.1 million yuan.

If employees who meet the housing provident fund loan conditions buy high-quality houses, the upper limit of the loan amount will rise by 100,000 yuan on the original basis, that is, the maximum limit of the loan amount for single employees is 600,000 yuan, and the maximum limit of the loan amount for dual employees is 900,000 yuan.

Families with many children who buy high-quality housing can also enjoy the floating policy of provident fund loan quota for families with many children. After superposition, the maximum loan amount for a single employee’s two-child family is 700,000 yuan, and the maximum loan amount for a family with three children or more is 800,000 yuan; The maximum loan amount for families with two employees and two children is 1 million yuan, and the maximum loan amount for families with three children and above is 1.1 million yuan.

Heze: The maximum loan amount is 720,000 yuan, and various policies are not repeated.

If a family with many children who meet the national birth policy buys the first set of self-occupied housing or a family with many children with minor children buys self-occupied housing, the maximum loan amount will be increased by 100,000 yuan: for families where both husband and wife normally pay the housing provident fund, the maximum loan amount will be 700,000 yuan; For families who have paid the housing provident fund unilaterally, the maximum loan amount is 500 thousand yuan.

If housing provident fund depositors use provident fund loans to purchase prefabricated houses, the maximum loan amount will rise by 20%: for families where both husband and wife normally pay housing provident fund, the maximum loan amount is 720,000 yuan; For families who have paid the housing provident fund unilaterally, the maximum loan amount is 480,000 yuan.

If a number of housing provident fund loan quota support policies are applicable to families with many children, high-level talents and the purchase of prefabricated houses, the highest loan quota shall prevail.

Original title: "The accumulation fund policies of Shandong cities are summarized! Falling interest rates "

Read the original text

Close-up of flood fighting and emergency rescue: a solemn ceremony of "joining the party on the line of fire"

  Anhui Broadcasting Network July 5 news (Yang Guang reporter Zhang Qiushi Anhui Taiwan Zhang Jianya Tongling Taiwan Yu Qian, Liu Shaojun) On the afternoon of July 4, Dadaowei, Baidang Lake, Zongyang County, Anhui Province. After 20 hours of continuous fighting, the sharp knife company of the Tongling detachment of the Armed Police held a solemn ceremony of "joining the Party in the line of fire" at Dadaowei. At the foot is a muddy embankment, and in front of us is a bright red party flag. Two new party member’s expression is serious, and the military appearance is neat. They raised their right hands and swore to be the Communist Party of China (CPC) and prepare party member. Old party member also revisited the pledge of joining the Party together.

  Party member Chen Binbin, a soldier of the sharp knife company of Tongling detachment of the Armed Police Force, said: "In this flood fighting and rescue, I saw old party member actively rushing to the front line to do the dirtiest and most tiring work. I have always wanted to join the party. Today, my dream came true. Like them, I will continue to carry forward the spirit of not being afraid of hardship and fatigue. Strive to be a qualified Communist party member. "

  In the early morning of July 4, the water level of Baidang Lake in Zongyang County, Tongling City reached 14.98 meters, and the over-warning water level was 1.98 meters. There were three landslides in the northern ridge of Dadaowei in Baidang Lake. More than 80 soldiers of the Tongling detachment of the Armed Police were ordered to rush to the scene to carry out emergency response. After more than five hours of fighting, the soldiers made more than 2,000 sandbags, and the landslide danger was temporarily lifted. On the morning of the same day, the local government decided to start flood discharge in the flood discharge area at the right time and use the water pressure balance on both sides of the dam to consolidate the dam. In order to reduce the impact of flood discharge on the villagers around the flood discharge area, officers and men were ordered to enter the field village regardless of the fatigue of continuous operations, and built a sub-dike about 3 kilometers long, 80 meters high and 50 centimeters wide.

  Hu Guangjun, chief of staff of the Tongling detachment command of the Armed Police, told the soldiers: "According to the requirements of the Joint Index, the water level of Baidang Lake has not been reduced, and experts at the scene have made it clear that if there is danger, flood discharge will be carried out in this area behind him. The people in this area have implemented a safe transfer. At present, the second line of defense we have built is to ensure the safety of people’s lives and property in Yaogou Town in Zongyang and even Laozhou Township in Tongling City. "

  It is understood that according to the notification requirements of the Anhui Armed Police Corps, the "firewire joining the Party" activity can be carried out according to the task and difficulty of flood fighting and emergency rescue, combined with the training of party activists and the actual situation on the spot, so as to boost the morale of soldiers and give play to party member’s leading role.

  On the same day, there were recruits who had just joined the army and veterans who had been actively moving closer to the party organization for many years. After the ceremony of "Firewire Joining the Party", the soldiers put into new rescue tasks.

Britain will not take military measures against Iran in the short term?

       CCTV News:The Iranian Islamic Revolutionary Guard announced on the 19th that it had seized a British oil tanker in the Strait of Hormuz. Earlier in the day, the "Supreme Court" of Gibraltar, a British overseas territory, ruled to extend the detention of the tanker "Grace I" loaded with Iranian crude oil.

       Iranian Foreign Minister Zarif said on the 20th that Iran’s actions are in line with international maritime regulations. Zarif posted on social media that unlike the "piracy" in which Iranian oil tankers were detained in the waters of Gibraltar, Iran’s seizure of the "Steiner Empire" this time is in line with international maritime regulations. Zarif urged Britain not to become a vassal role of the United States in launching economic terrorism.

one

       Iranian state television reported today (21st) that all the 23 crew members of the oil tanker "Steiner Empire" detained by Iran are safe and in good health, and they are now in bandar abbas. According to Iranian media reports, the detained British oil tanker has many illegal operations.

       Sharif, spokesman of Iran’s Islamic Revolutionary Guard Corps, said in a statement on the 20th that "Steiner Empire" No.19 did not enter from the normal entrance, but tried to enter the sea from the south channel of the strait, which should have been the exit, which affected the safety of the route. In addition, the tanker "shut down the response system and ignored many warnings issued by the Iranian Islamic Revolutionary Guard Corps". After receiving the request from the port and marine department of Hormuzgan province, the Iranian navy launched the seizure of the oil tanker.

one

       The Iranian side said that the Steiner Empire No.19 entered the Strait of Hormuz under the escort of British warships. During the seizure, the Royal Navy warships escorting the oil tanker tried to block the seizure, but the Iranian Islamic Revolutionary Guards took the oil tanker to bandar abbas in southern Iran.

       Earlier in the day, Iranian media also released the latest images of the oil tanker "Steiner Empire" detained in bandar abbas. According to previous news from Iran, the 23 crew members of the tanker will stay on board until the relevant investigation is over.

one

       In addition, earlier on the 20th local time in Iran, the head of the port and maritime agency in Hormuzgan province also said that the Steiner Empire had collided with an Iranian fishing boat. The owner of the tanker, Steiner Bourcq Company of Sweden, responded in a statement that the "Steiner Empire" tanker "completely abides by navigation and international rules".

       British Foreign Secretary Hunt and Iranian Foreign Minister Zarif telephoned on the 20th and expressed their respective positions. Hunter said that Britain’s seizure of the Steiner Empire by Iran was totally unacceptable, and that Iran should release the tanker as soon as possible. Zarif stressed that Iran’s seizure of oil tankers complies with maritime regulations.

       Some analysts believe that the local authorities in Gibraltar, with the assistance of the British Navy, seized the "Grace I" tanker transporting Iranian crude oil, which was the direct cause of this Iranian action.

       On July 4th, the Gibraltar authorities, with the assistance of the British Navy, detained Grace I on the grounds of violating the EU ban. The Iranian side denied the illegal accusation, demanded the immediate release of the detained tanker and warned Britain not to play "dangerous games".

       On July 19th, the Gibraltar authorities "Supreme Court" ruled to extend the detention period of Grace I..

       Analysts believe that Iran had expected to solve the problem of the oil tanker being detained through consultation, but the decision of the Gibraltar authorities to extend the detention period undoubtedly stimulated Iran to detain the "Steiner Empire" oil tanker or a counter-measure and revenge against the recent British practice. British Foreign Secretary Jeremy hunter said the seizure of Iranian oil tankers was "unacceptable". He also stressed that if things are not resolved, "there will be serious consequences."

       On the 20th local time, within 24 hours of the seizure of the oil tanker "Steiner Empire", the British government held two consecutive high-level security meetings code-named "Cobra" to discuss the countermeasures to deal with this incident. At the same time, Britain also took diplomatic action to express its protest, and called for a meeting with Iran’s highest-ranking diplomatic official in Britain on the 20th.

       Some experts believe that if Britain wants to ensure that its oil tanker will not be detained in the Strait of Hormuz again, it should be equipped with enough surface ships to escort the oil tanker. But in fact, there are not many British ships in the Strait of Hormuz. In addition, Britain is at a critical moment of political change, which will inevitably affect Britain’s decisive handling of this incident. In addition, Britain is also facing the dilemma of Brexit, and it is unlikely to escalate its actions and use military means to solve the problem in the short term. British government officials also said in an interview with the media that they would take strong measures to promote the resolution of the incident, but did not consider military means.

The most cost-effective Beijing car, the Beijing BJ60 is cost-effective

When our career is stable and our income is gradually "well-off", our life has changed a lot, and the car we once yearned for is no longer out of reach. For a car, it is not possible to judge a hero purely by the quality of its power performance, just like its performance in other aspects. Let’s introduce it.

Take a look at the appearance of the Beijing BJ60 first. The front face of the Beijing BJ60 looks very sturdy and unforgettable. The headlights are very stable and atmospheric, adding a bit of refinement. The car is equipped with LED daytime running lights, front fog lights, automatic opening and closing, delayed closing, etc. To the side of the body, the body size of the car is 5040MM*1955MM*1925MM. The car adopts round and lovely lines. The body gives a very eye-catching feeling. With large-sized thick-walled tires, it leaves a very simple feeling. In the rear design, the overall shape of the rear of the car echoes the front face. The taillights show a unique design style. Coupled with the unique exhaust pipe, the shape is relatively delicate.

Coming into the car, the interior style is very dynamic and the visual effect is good. The steering wheel design of the car is very fashionable and simple, made of leather material, and the visual effect is good. From the central control point of view, with a 12.8-inch touch LCD central control screen, the interior style is impressive, and the overall design of the central control is remarkable. The interior feels good, let’s take a look at the dashboard and seats. The car is equipped with a tough dashboard, which creates a sporty atmosphere. The car uses leather seats, which are well-wrapped and have good support and comfort.

The Beijing BJ60’s trunk space performance is quite reasonable. If you need to install some larger objects, the rear seats also support proportional reclining, which is enough for home use. In addition, the car is equipped with brake anti-lock braking (ABS), LED daytime running lights, brake assistance (EBA/BAS, etc.), braking force distribution (EBD), traction control (ASR/TCS, etc.) main driver airbags, passenger seat airbags, side air curtains, front side airbags and other safety configurations.

To sum up, this level of model is usually the first choice for most people. Firstly, the price is not expensive, and secondly, the various configurations are quite complete, making it well worth buying.

Sustainable traffic and sustainable development | Fuxing train is an "environmental protection expert" of "energy saving, carbon reduction and green development"

  CCTV News:The "Fuxing" train, which has been running in 31 provinces, is an "environmental protection expert" of "energy saving, carbon reduction and green development". The front shape of "Fuxing" EMU adopts low-resistance streamlined and smooth design, which not only has bright shape, but also greatly reduces energy consumption.

  When the EMU runs at a speed of 350 kilometers per hour, the per capita energy consumption per 100 kilometers is only 3.5 to 3.8 kWh. In addition, each brake of Fuxing can give back several hundred kWh to the power grid. The frequency conversion air conditioner used in Fuxing intelligent EMU will reduce energy consumption by 10%.

Guizhou denied that the hospital stopped using the essential medicine medical insurance fund.

  Recently, a medical device field published a document from the media saying that a 3A hospital in Guizhou issued a notice to stop using some medical consumables. This has caused a lot of discussion among netizens and medical staff. Some netizens worry that stopping using medical consumables may affect the treatment effect.

  Beijing Youth Daily confirmed from a third-class hospital in Guizhou that a similar notice was issued, but it did not stop using drugs necessary for clinical use. The Guizhou Health Planning Commission recently responded to the reporter of Beiqing Daily that the relevant regulations were issued to control the unreasonable growth of medical expenses. Controlling the unreasonable growth of medical expenses does not mean not accepting patients, prescribing drugs or treating diseases.

  The top three hospitals were accused of stopping using various consumables.

  Recently, a self-media report in the field of medical devices said that two top-three hospitals in Guizhou issued a notice to stop using medical consumables in a large area. "You don’t need to use the consumables with the same function, as long as the price is the lowest, you should make them domestically and don’t import them."

  According to the article, a 3A hospital in Guizhou recently issued a notice saying that in accordance with the requirements of the provincial government and the Provincial Health Planning Commission for the control of public hospitals, it will take "stopping some medical consumables in departments such as orthopedics, intervention, neurosurgery, operating room, ophthalmology, cardiology and other departments" in the future; Stop the use of all hemostatic and anti-adhesion materials, staplers, cutters, patches and biological patches, medical glue, punctures, disposable negative pressure drainage devices, etc. Except for some special departments, stop using all other sutures except silk thread; Suspend the warehousing procedures for high-value consumables and other measures.

  It was also mentioned in the notice that if the above-mentioned products stopped using have been delivered to the clinic, the supplier will take back the goods by itself. If the goods are not recovered, the hospital will not pay.

  According to the article, another third-class hospital in Guizhou has also released a plan to control the excessive growth of medical expenses, which clearly puts forward specific measures to reduce the use of consumables.

  The contents of the plan include: "From now on, in principle, the approval of high-value consumables will not be increased. Strictly control all kinds of consumables used in surgery that are not directly related to the curative effect of surgery, and all kinds of wound irrigation solution, anti-adhesion irrigation solution, anti-adhesion consumables, hemostatic sponge, hemostatic gauze and hemostatic powder used in surgery or operation will be stopped before the end of this year, and the inventory of merchants will be gradually digested or returned to merchants next year. "

  The hospital said that stopping using consumables will not affect treatment.

  The reporter of Beiqing Daily learned from the Affiliated Hospital of Guizhou Medical University that the hospital had previously issued a plan to stop using some consumables, but it was different from the situation of online transmission.

  Director Yang, the propaganda department of the hospital, said that the reason why some medical consumables were stopped was in response to the relevant notice issued by the Guizhou Provincial Health Planning Commission to control the unreasonable increase of medical expenses.

  Director Yang made it clear that stopping using these consumables will not affect the implementation of clinical surgery.

  The reporter of Beiqing Daily noticed that in addition to the affiliated hospital of Guizhou Medical University, the official website of Guizhou Provincial People’s Hospital also published the "Policy Interpretation on Controlling Unreasonable Growth of Medical Expenses in Public Hospitals" related to the discontinuation of some consumables.

  It is clearly mentioned in the Interpretation that the main measures to control the unreasonable increase of medical expenses include reducing the inflated price of medical consumables. "For drugs with large clinical dosage, high purchase amount and produced by many enterprises, centralized bidding and procurement shall be implemented in accordance with the regulations, and the price shall be exchanged for the price, so as to effectively reduce the purchase price of drugs. Encourage the use of domestic high-value medical consumables with high quality, low price and high cost performance under the premise of ensuring quality. "

  Netizens questioned that the local medical insurance fund bottomed out.

  After the news that some medical consumables were stopped in Guizhou province came out, it quickly caused controversy on the Internet. Some people think that this phenomenon confirms that the local medical insurance fund has a deficit.

  "The medical insurance fund has bottomed out." Tang Xu, a netizen from Zhihu, commented: Under the background of cost control, "some optional operations can be omitted, the hospitalization expenses will be reduced, and the reimbursement amount will be reduced. For the surgery that must be done, doctors and patients will not care about consumables, and they will buy them themselves. "

  Many people are worried that the discontinuation of high-value medical consumables will lead to a decline in the level of surgery and affect the recovery of patients. "For example, for colon cancer, if you don’t use an intestinal stapler, the doctor will sew with silk thread one by one, and the operation time will be doubled. Even if you can do minimally invasive laparoscopy, you have to open the abdomen, and the probability of intestinal fistula will increase. Subcutaneous induration will easily occur after the wound grows."

  Stopping using other sutures besides silk thread has also worried many people. In the future, some operations that affect the appearance must also choose to remove stitches. "It is not as convenient as the absorption line, but it is ugly."

  However, some insiders pointed out that many stopped consumables, such as hemostatic sponge and hemostatic powder, are not necessary in surgery. Generally, hemostasis can be achieved by dressing after suture. Only after cotton balls and other means can not stop bleeding successfully, will a hemostatic sponge with pharmaceutical ingredients be needed.

  The insider revealed that doctors’ kickbacks are high for high-value consumables such as staplers. Therefore, he believes that Guizhou Province introduced this regulation to control medical expenses and curb medical kickbacks.

  The medical insurance fund has not "failed to meet its expenses"

  Recently, the Guizhou Provincial Health Planning Commission replied to the reporter of Beiqing Daily in writing about the suspension of some medical consumables in several hospitals, saying that on October 19th this year, the Guizhou Provincial Health Planning Commission issued the Emergency Notice on Controlling Unreasonable and Excessive Growth of Medical Expenses, which clarified the targets and requirements for controlling medical expenses.

  According to the introduction of Guizhou Provincial Health Planning Commission, the state requires that the average growth rate of medical expenses in each province should be controlled within 10% in 2017. However, since the beginning of this year, the medical expenses in Guizhou Province have increased rapidly, which has greatly exceeded the national fee control target and exceeded the growth rate of the residents’ consumption index in the province, and has shown an unreasonable growth trend.

  The purpose of this Notice is to reduce the burden of medical treatment for the masses, "standardize the medical staff’s diagnosis and treatment behavior, and promote the return of public hospitals to public welfare and benign operation and development, so as to promote the growth of medical expenses and economic and social development, the operation of medical insurance funds and the affordability of the masses, and effectively safeguard the health rights and interests of the people.

  The Guizhou Provincial Health Planning Commission said that there are 21 main monitoring indicators to control the unreasonable growth of medical expenses. In the future, it will be passed that it is strictly forbidden to set income-generating indicators for medical personnel, and the personal income of medical personnel shall not be linked to the business income of medicines, consumables and large medical equipment inspection and treatment in hospitals; Reduce the inflated price of medical consumables, and encourage the use of domestic high-value medical consumables with high quality, low price and high cost performance on the premise of ensuring quality, and strive to control the growth rate of medical expenses in public hospitals in the province below 10% by the end of 2017.

  In response to netizens’ questioning that stopping medical consumables will affect the treatment effect, the Guizhou Provincial Health Planning Commission explained that controlling the unreasonable increase in medical expenses does not mean not accepting patients, prescribing drugs or treating diseases. Instead, "on the one hand, advocate public hospitals to standardize treatment and reduce unnecessary medical expenses for patients; On the other hand, guide patients to seek medical treatment scientifically, give full play to the role of medical institutions at all levels, and promote the establishment of a graded diagnosis and treatment system. "

  In addition, regarding the speculation that "medical insurance bottomed out" mentioned by netizens, the person in charge of the Propaganda Department of the Guizhou Provincial Health Planning Commission told the media yesterday that the medical insurance fund in Guizhou Province is running smoothly at present, and there is no situation that "the income cannot meet the expenditure".

  Text/reporter Kong Lingqi

Enlightenment from the popularity of "Uncle Mala Tang"

    Gansu Tianshui Mala Tang is on fire, and at the same time, there is a local "Mala Tang Uncle" with a vivid expression. From frowning at the beginning to smiling after learning expression management, the rich expression of the uncle of Tianshui "Haiying Mala Tang" shop stems from one sentence: "You can’t finish cooking, you can’t finish cooking at all!"

    The simple phrase "endless cooking" contains the market opportunities and laws of the catering industry. Imagine if there are dozens of "Haiying Mala Tang" stores in Tianshui City, and the operation scale of the stores is several hundred square meters, and the taste of most mala Tang stores can maintain a good standard, then the time for tourists to queue up will be shorter? Will the labor intensity of "Uncle Mala Tang" be lower? Will tourists have more choices to taste Tianshui mala Tang? If so, then "Haiying Mala Tang" is not a simple individual store, but a restaurant chain enterprise; "Tianshui Mala Tang" is not just a hot word on the Internet, but a very valuable catering brand.

    Brand chain operation in catering industry is a common mode. In the field of mala Tang, chain operation is not uncommon. Yang Guofu, Sean, Mi Jie and other mala Tang brands have opened thousands of stores, and there are hundreds at least.

    The popularity of Tianshui Mala Tang has once again opened the air for this popular snack with fireworks. Recently, the new store of "Gansu Mala Tang" opened in many parts of the country, and many catering practitioners went to Tianshui to learn the cooking skills of Mala Tang. Behind chasing the wind to open a shop is investors’ recognition of the initial brand of "Tianshui Mala Tang" and their keen grasp of market opportunities. What Tianshui needs to do is not only to provide a bowl of mala Tang flavor for shop owners, but more importantly, to upgrade and shape the brand, and further export the production raw materials, skilled personnel, production standards and brand culture.

    Thousands of netizens have made a "microscope" analysis of Tianshui Mala Tang, from raw materials such as pepper, hand-rolled powder and pepper to the unique dry-mixed eating method. This bowl of Mala Tang is actually not complicated. There are already many business entities or training schools in Tianshui that are training Mala Tang skills, but it is not easy to really become a brand that can attract public tastes and seize traffic opportunities. Just like fast food such as Lanzhou beef, Lamian Noodles and Shaxian snack, there are tens of thousands of stores all over the country and even around the world, but there are not many influential brand enterprises.

    From the innate factors, beef Lamian Noodles and Shaxian snacks, like Mala Tang, are popular fast food products. Although the consumer groups have a wide coverage, high penetration rate and relatively low cost of opening stores, it also means that the entry threshold is low and the homogenization competition is fierce, so it is difficult to have big enterprises that stand out. However, Mala Tang has its own uniqueness, that is, the raw materials are relatively concentrated and the production skills are relatively simple, which is conducive to the standardization and promotion, and is more suitable for the chain business model.

    Traffic will not care for a city forever, but there is much to do with the brand effect derived from short-term popularity. If several well-known and competitive chain enterprises can be hatched in the parent brand of Tianshui Mala Tang, which will drive the upstream and downstream industries such as local characteristic agriculture and brand services to work together, then this wave of "splashing wealth" may become "lasting wealth".

Starting from the pre-sale price of 3.68 million yuan, Dongfeng Warrior Technology released the most expensive China off-road vehicle | First-line Che Xun.

Image source: Dongfeng Warrior Technology

The competition in the domestic off-road vehicle market is becoming more and more fierce.

On April 26th, at the Beijing Auto Show, Dongfeng Warrior Technology released three new cars, namely Warrior M-HUNTER Hunter, Warrior 917 Dragon Armor and Warrior 917 Highland Lion.

Among them, the Warrior M-HUNTER was launched in the world, with a pre-sale price of 3.68 million yuan, making it the most expensive off-road vehicle in China at the Beijing Auto Show.

What is the bottom spirit of the warrior M-HUNTER hunter so expensive?

First of all, who is Dongfeng Warrior Technology? Many people may not be familiar with this brand, but when it comes to Dongfeng Company, everyone may know it very well. Dongfeng Warrior Technology is a luxury electric off-road brand launched by Dongfeng Company to deepen the strategic layout of "East Wind Rising" plan and "Technology Leaping" action, aiming at the upgrading trend of off-road consumer demand.

According to the official introduction, the warrior M-HUNTER hunter has created many firsts in the luxury cross-country track. It is the first off-road vehicle with wheel torque exceeding 20000N·m in China, the first off-road vehicle with all-carbon fiber body in China, the first tube beam vehicle built in China based on M TECH, the intelligent off-road architecture of Warrior, and the first extreme performance vehicle in China with military vehicle-class centralized inflation and deflation system.

Image source: Dongfeng Warrior Technology

In terms of configuration, the Warrior M-HUNTER is equipped with 37-inch ultra-large extreme off-road tires and chassis lifting technology from military vehicles, with a minimum ground clearance of 425mm, which can easily cope with various complex road conditions; At the same time, the application of racing-grade nitrogen shock absorption system allows the warrior M-HUNTER hunter to still give the vehicle lasting and tough support under extreme road conditions; The detachable outdoor door panel helps the vehicle to open the road along the mountain and bridge the bridge when it meets the water, and can easily cope with various complex terrain challenges; The whole body is made of aviation-grade advanced carbon fiber, which makes the body lighter and provides greater stability and safety during extreme driving.

In addition, the warrior M-HUNTER hunter is equipped with a hand platform, a detachable central control panel, an electronic exterior rearview mirror, a satellite phone, an offline map, etc. No matter where you are, users can keep in touch with the outside world through the satellite electricity equipped by the warrior M-HUNTER hunter. The offline map function can maintain the accuracy of navigation without network signals and provide reliable route guidance for drivers. In addition, the warrior M-HUNTER hunter is also equipped with a detachable central control panel, an electronic exterior rearview mirror and a hand desk function.

At present, the Warrior M-HUNTER hunter has recruited a limited number of 33 angel partners around the world. From now on, you can sign up for co-creation by logging in to the exclusive page of Warrior Technology APP.

At this auto show, it is also worth noting that Dongfeng Warrior Technology and Bona Film announced a strategic cooperation and launched the first joint-name model-Warrior 917 Xiaolong Armor.

As the first model of Dongfeng Warrior Technology, Warrior 917 is positioned as a medium and large luxury electric off-road vehicle, and it is also a dual-landing model with Warrior M TECH technical architecture and male soul design concept, which has been put on the market for delivery.

The Warrior 917 Dragon Armor Edition launched at the Beijing Auto Show is made of expensive aviation-grade forged carbon fiber materials, which are used in front and rear metal bumper, front hood, roof expansion platform and other places to make the body lighter and stronger.

Image source: Dongfeng Warrior Technology

In addition to the cool design, the Warrior 917 Dragon Armor is also equipped with many intimate off-road equipment. Carbon fiber side hanging storage box, C window extension hanging plate, retractable branch separator, etc. Roof expansion platform, integrating front lighting, profile lighting, camp lighting, and a second-changing mobile lighthouse for field exploration; Multifunctional spare wheel frame, also integrated with high-position brake light.

In addition, Bravissimo 917 has also added two new car colors, Sapu Blue and Daguyin, and the OTA upgrade of the whole vehicle has brought a new cockpit HMI experience. At the same time, modified parts such as spare tire bracket, rear trailer hook, new generation roof platform and electric suction door for the whole vehicle have also been opened to all users. From now on, users can log in to Bravissimo Technology APP for optional installation.

At the same time, at the Beijing Auto Show, Dongfeng Warrior Technology also shouted "Customizable is true luxury".

Wang Jiong, deputy general manager and chief brand officer of Dongfeng Warrior Automotive Technology Co., Ltd. said: "Following the launch of three official change suits for specific scenes: City of Wilderness, Falcon in Desert and Warrior on Weekend, Dongfeng Warrior Technology has tailored a long-wearing weapon for heavy off-road enthusiasts-the official change suit of Warrior 917′ Highland Lion’."

Image source: Dongfeng Warrior Technology

Whether climbing rocks or crossing ditches and hurdles on cross-country road, it is inevitable to drag the bottom, which makes the vehicle more vulnerable to damage. To this end, the Warriors 917 Highland Lion is equipped with armored high-strength aluminum-magnesium alloy front and rear bumpers, with a thickness of 5mm, which has better strength and durability.

In order to cope with the harsh unpaved road conditions, the 8MM aluminum-magnesium alloy reinforced bottom guard plate of Warrior 917 Highland Lion; The Warrior 917 Highland Lion is equipped with a rear spare tire bracket, which is fixed on the car body girder, which not only avoids damaging the tailgate, but also meets the needs of external full-size spare tire. At the same time, it adopts the linkage design with the tailgate to open the door in one step.

In order to further improve the off-road performance, the Warrior 917 Highland Lion is equipped with the industry’s top nitrogen shock absorption, which can still give the vehicle lasting and tough support under extreme road conditions.

Even for high-level outdoor players, the Warrior 917 Highland Lion can meet the use requirements. The maximum traction of the multifunctional rear trailer hook is 2.5 tons, and it can tow RV, motorcycle, Luya boat and so on.(This article first appeared in Titanium Media App)

Pinto Model 3? The starting price of MONA M03 in Tucki is within 140,000 yuan.

In order to cope with the momentum of new forces to build cars, Xpeng Motors has launched a new model -MONA M03 in recent years, which is positioned as an A+ class pure electric coupe. According to the latest news, the price of the new car will start at 140,000 yuan. The parameters and configuration of the comprehensive model are quite good, so can it compete with Tesla?

Screenshot 2024-08-1217.24.10

First, look at the appearance of the new car. The overall sliding back and hatchback coupe shape can reach the drag coefficient of 0.195Cd, which is full of movement. The body size is 4780*1896*1445mm, and the wheelbase is 2815 mm. Under this size, the body is relatively low, and with 19-inch wheels, the whole body presents a very young and sporty visual sense.

Screenshot 2024-08-1217.23.20

Screenshot 2024-08-1217.23.27

In terms of interior design, it is bolder and simpler than many pure trams today. The LCD instrument is cancelled, and the 15.6-inch central control floating touch screen replaces all operations and displays. In terms of vehicle configuration, Qualcomm Snapdragon 8155 chip is built in, and gesture control is also supported in operation. With a length of 4780mm and a wheelbase of 2815mm, the space performance inside the car is actually equivalent to that of a B-class car.

Screenshot 2024-08-1217.26.02

Speaking of Tucki’s models, the impressive thing is its XNGP high-order intelligent driving system. Many tests have proved its good practical application ability. Now this system will be installed on the MONA M03 new car. Officials have also claimed that the new car should make hundreds of thousands of pure trams have high-order intelligent driving. However, due to cost constraints, MONA M03 does not use high-order intelligent driving hardware such as laser radar, but is equipped with a single camera scheme focusing on vision, which may be biased in the realization of intelligent driving function.

Screenshot 2024-08-1217.23.45

In terms of power system, MONA M03 is equipped with two power schemes, namely, a low-power version of 140 kW and 190 HP and a high-power version of 160 kW and 218 HP. In terms of cruising range, there are three versions of 515 km, 485 km and 620 km respectively. The lower wind resistance, the dexterous coupe body and the improvement of electronic control under the new car platform believe that the new car will also have a good performance in energy consumption.

Screenshot 2024-08-1217.23.37

Write at the end:

The reason why Tucki "grinds a sword every four years" may be precisely because they found that the price of a pure electric coupe with enough intelligence, high endurance and enough exercise is more than 200,000, so they will spend a lot of money and take a long time to polish a new car. If the starting price is less than 140,000, then the new car does have obvious advantages, but the actual configuration, the price of high-equipped models and the driving performance need market feedback.

Continue to increase the number of "smart driving", and nine-knowledge intelligence will help build an intelligent networked automobile ecosystem.

Under the influence of the trend of intelligence and networking, the global automobile industry pattern has undergone profound changes, and a new automobile industry ecology-"intelligent networked automobile ecology" has gradually taken shape. Under the new industrial ecology, smart transportation, smart city and other ecosystems are intersecting with the automobile industry.

In this process, Jiuzhi Intelligent, a global enterprise engaged in research and development and application of autonomous driving products, insists on innovation, deepens the research and development and iteration of core technologies, and is committed to transforming cutting-edge technologies into solutions in more practical application scenarios, and continues to "overweight" the prosperity and development of the intelligent networked automobile industry and contribute to building a smarter and more convenient urban life.

Continuous technological innovation to realize rapid upgrade iteration of vehicle models

In recent years, with the rapid development of big data, cloud computing, mobile communication and other technologies, China’s intelligent networked automobile industry has developed rapidly, and the market penetration rate has continued to increase. It is expected to reach more than 40% in 2025. At the same time, the construction of industrial clusters in key cities across the country has been accelerated, and the industrial chain has been gradually improved.

Based on this, Jiushi intelligently locates the research and development and application of global urban self-driving products, innovates and develops L4-class self-driving technology that can be used in mature large-scale commercial applications, and launches revolutionary urban low-speed full-scene urban matching solutions; And adhere to the guidance of technological innovation, continuously expand and upgrade the unmanned vehicle corps, and help promote the high-quality development of the intelligent networked automobile industry. It is understood that Jiushi Intelligent has rapidly iterated five versions of vehicles within one and a half years after its establishment. Up to now, Jiushi Intelligent has four L4-class mass production series unmanned vehicles, namely Z2, Z5(2024 edition), Z8 and Z10, with full scene, full road conditions, full time and full weather normalization operation capabilities.

In terms of business capability, Jiuzhi Intelligent "Unmanned Vehicle Family" has a loading space of about 2-10 cubic meters, a loading capacity of about 300-1,500 kg, and a cruising range of about 110-210km, which can support 365 days ×24 hours’ call, and deliver the goods to the designated location on time and in a safe and efficient manner, rain or shine. In view of special weather and road conditions, it can carefully plan distribution routes, adapt to various outdoor scenes such as rain, fog, dust, snow and night, and realize all-weather safe and stable operation in more than 70 road conditions such as sea-crossing bridges, desert sections, sloping mountain roads and rural wilderness. In addition, it can also achieve efficient operation in multi-storey buildings, pole lifting, narrow road turning, congested road crossing, complex stops, temporary traffic lights and other scenes.

At the industrial conferences held recently, such as "Unmanned Vehicle Industry Exchange and Kunming Intelligent Networked Vehicle Implementation Rules Interpretation Meeting", "The 6th Global Intelligent Driving Conference and Suzhou Intelligent Networked Vehicle’ Vehicle-Lu Yun Integration’ Application Pilot Promotion Meeting" and "2024 World Artificial Intelligence Conference", Jiushi unmanned vehicle series products attracted much attention, fully demonstrating its profound strength and innovation ability in the field of intelligent networked vehicles.

Accelerate the expansion of the scene and help more scenes to connect intelligently.

From narrow roads, to cities and villages, and then to factory parks … Jiuzhi Intelligent continuously expands the application boundary of autonomous driving technology, constantly improves the capacity network of autonomous driving, actively expands business scenarios, and builds intelligent transportation connections for more scenarios.

With the characteristics of high efficiency, intelligence and safety, its "unmanned vehicle family" provides efficient and intelligent logistics solutions for B-end users such as express delivery, fresh food, medicine, fast-moving consumer goods and factory park logistics in more than 100 regions around the world, and builds a smart city distribution logistics capacity map covering multiple cities. Among them, Jiu Zhi Z2 is suitable for low-speed transportation scenes such as closed parks, campuses, residential areas, indoor warehouses and non-motorized vehicles. Z5(2024 edition) is suitable for express transshipment and urban open roads. Z8 and Z10 are suitable for platform connection, forklift loading and unloading, industrial logistics, mining areas, long-distance transportation and other scenes.

Through continuous technological innovation and scene expansion, Jiuzhi Intelligent is gradually building a brand-new intelligent networked automobile ecosystem. Take the common express transshipment scene as an example. During the "double 11" in 2024, Jiuzhi Intelligent "Unmanned Car Family" served 152 cities with 16.5 million tickets for express delivery. The longest running mileage of bicycles was 2231KM, and the average daily bicycle transshipment was 84 times. The average daily running mileage of bicycles was 168KM, which safely and efficiently shuttled through the city, providing a safe, convenient and efficient logistics and distribution experience for B-end customers.

At present, Jiushi unmanned vehicle has achieved multi-scene landing application nationwide. Recently, Jiushi Intelligent announced that it has reached a strategic cooperation with Xugong Automobile, cooperated with Xugong Automobile to upgrade its products, jointly promoted the commercial application of intelligent driving technology, accelerated the innovation and upgrading of new energy commercial vehicle technology, and contributed to building a smarter, greener and more efficient transportation system.

Let "smart" cars take the road of "wisdom". Next, Jiuzhi Intelligence will continue to focus on the large-scale landing process of self-driving products, expand more application scenarios in depth, and continue to inject vitality into the high-quality development of smart logistics intelligent networked vehicles.

Disclaimer: The market is risky, so you should be careful when choosing! This article is for reference only, not as a basis for trading.

Article complaint hotline: 157 3889 8464 Complaint email: 7983347 16@qq.com.