Multi-level financial service system of Bohai Bank helps the construction and development of Tiankai Garden.

　　In 2023, the Central Financial Work Conference clearly put forward "five major articles on technology and finance, green finance, inclusive finance, pension finance and digital finance". Among them, technology and finance, as the first of five great articles, was entrusted with an important mission. China Bohai Bank Co., Ltd. (hereinafter referred to as "Bohai Bank") closely follows the spirit of the Central Financial Work Conference, puts financial empowerment technology enterprises in a prominent position, and makes steady progress on the road of helping high-quality development.

　　As one of the "Ten Actions" important measures related to the long-term development of Tianjin in the next five years, Tianjin Tiankai Higher Education Science and Technology Park (hereinafter referred to as "Tiankai Park"), which plays a key role in promoting independent innovation, officially opened in May this year. Bohai Bank insists on basing itself on and serving Tianjin, deeply investigates the financial service needs of science and technology enterprises in the park, tries every means to enrich science and technology financial products, improve service quality and build a multi-level financial service system. Up to now, it has granted Tiankai Park a credit of more than 110 million yuan, providing financial services to more than 10 science and technology enterprises and more than 50 science and technology talents, highlighting the political responsibility of Tianjin local financial state-owned enterprises and the effectiveness of efficient and agile science and technology services.

　　Multi-level service system nourishes science and technology "seedlings" with "living water"

　　Relying on Nankai University, Tianjin University and other more than 50 colleges and universities in Tianjin, Tianjin Tiankai Higher Education Science and Technology Park has continuously improved the transformation and industrialization level of scientific and technological achievements with the innovative development model of "discipline+talent+industry". At present, more and more innovative enterprises with independent intellectual property rights and core competitiveness have gathered here.

　　Faced with the differentiated needs of different types of scientific and technological enterprises at different stages of development, Bohai Bank gives full play to the advantages of local legal entities and national financial institutions, and leads local branches to provide wide-channel, multi-level, full coverage and sustainable financial services for science and technology enterprises with the life-cycle service model.

　　In order to vigorously support the innovation and entrepreneurship of science and technology enterprises, Bohai Bank, with Tianjin as the key fulcrum, strengthened investment and loan linkage with many fund companies, increased financial support for science and technology enterprises in Tiankaiyuan, and aimed at the investment and cultivation of key areas, key industrial chains, key projects, seed stage and initial stage enterprises, provided entrepreneurial guidance services in equity financing, consulting, market positioning, team management and resource integration, and hatched a series of star projects and products, thus realizing "fertile soil". Up to now, the bank has approved more than 80 million yuan of credit funds for Tiankai Group and enterprises in the park, and provided financial services for more than 10 science and technology enterprises.

　　Talent is an important traction and support for innovation and development, and it is the core element of series industrial chain and innovation chain. Bohai Bank plays the role of boosting financial resources, starting with talents, supports the deep integration of innovation chain, industrial chain, capital chain and talent chain, and carries out in-depth cooperation with Tiankai Park. According to the idea of "granting credit to the whole park, all grants should be made", Bohai Bank actively provides personalized and diversified financial support for professional high-end scientific and technological talents in the park by means of centralized time, white list access and rapid active credit granting, and establishes a comprehensive and comprehensive financial service system for high-end talents in Tiankai Park. Under this model, Bohai Bank has actively granted credit of more than 30 million yuan to 56 high-end talents such as project leaders, university professors and academicians of Tiankaiyuan enterprises.

　　In order to provide enterprises with more diversified financial service products, accurately serve the development of enterprises in the park, and realize the "two-way empowerment" of diversified service levels between bank outlets and the park, Bohai Bank has also actively promoted the site selection and preparation of financial outlets in Tiankaiyuan. According to the relevant person in charge, Tiankaiyuan Sub-branch officially opened to the public on November 1, 2023, and has provided financial services such as account opening and settlement for 41 enterprises in the park. After the opening of Tiankaiyuan Sub-branch, it actively cooperated with Nankai District Government Affairs Office to hold the "Tiankaiyuan Enterprise Financial Service Activity" for enterprises in the park, and timely delivered comprehensive service policies such as fee reduction and profit reduction and credit financing to enterprises. The completion of Tiankaiyuan Sub-branch will further provide diversified and relay-style personal financial services for science and technology enterprises and the vast number of scientific and technological talents in the whole life cycle, continue to strengthen the "soft power" of service innovation enterprises, strengthen the driving and supporting role of financial assistance in the integration of production, education and science and education, and help the high-quality development of Tiankai Higher Education Science and Technology Park.

　　Covered by the multi-level financial services in the fields of enterprises, talents and outlets built by Bohai Bank, since the opening of Tiankai Higher Education Science and Technology Park, the bank has granted more than 110 million yuan of credit to Tiankai Park, providing financial services to more than 10 science and technology enterprises and more than 50 science and technology talents, and has been continuously empowered in the process of helping to build Tianjin’s future "science and technology innovation source", "scientific research achievement incubator" and "science and technology service resource gathering area" and achieved initial results.

　　Building a nest attracts a phoenix, and flowers and butterflies come. The development of Tiankai Garden is changing with each passing day, and it will also turn Tianjin’s rich science and technology resources "cornucopia" into a "power source" for innovation and development, and continue to promote the coordinated development of major national strategies in Beijing, Tianjin and Hebei. Under the guidance of the State-owned Assets Supervision and Administration Commission of Tianjin, Bohai Bank led the municipal financial institutions and Haihe Industrial Fund to successfully hold the first phase, and continued to participate in the follow-up series of activities on the theme of "100 enterprises enter Tiankai". High-growth science and technology enterprises from all over the country in the fields of information technology, high-end equipment, new materials, new energy, energy conservation and environmental protection and biomedicine were invited to enter Tiankai Higher Education Science and Technology Park. Understand the determination and strength of Tianjin Municipal Party Committee and Municipal Government to build scientific research platform gathering area, business incubation demonstration area, innovation policy source leading area, reform and opening-up experimental area and innovation and entrepreneurship vitality area, know the development planning and support policies of Tiankai Garden, and understand the methods of banks, funds, securities, trusts and other financial institutions to serve science and technology enterprises, so as to help Tianjin develop with high quality.

　　Adhering to the development strategy of "based in Tianjin, serving Beijing-Tianjin-Hebei and radiating the whole country", Bohai Bank will take the lead in serving Tianjin’s development, truly integrate into Tianjin’s development, persist in being "specialized", "refined", "special" and "close", constantly innovate its financial service system, promote a virtuous circle of "science and technology-industry-finance" and build a business that meets the needs of enterprises.